2 Share fund plans, side by side
Buys shares in companies for you. Can grow a lot, can also fall a lot.
How this is ordered
Ordered by what you would actually be left with — the same money in, over the same years, with each plan's own charges taken out. Not by the rate each one advertises.
The example: KES 5,000 a month for 5 years.
| Plan | Rate they quote | Charges take | You'd end up with | Won't say |
|---|---|---|---|---|
| CIC Equity FundCIC Asset Management | 44.94% last declared | KES 42,702 | KES 1,019,724 | 4C |
| Old Mutual Equity FundOld Mutual Investment Group | 44.8% last declared | KES 58,770 | KES 994,386 | 3B |
- · CIC Equity Fund: does not say whether that is before or after charges. What the fund returned over the year to June 2026, from its own fact sheet; 34.83% a year over three years and 13.43% a year over five. The sheet does not say whether these are before or after its 2% a year. Shares go down as well as up, and the sheet says so.
- · Old Mutual Equity Fund: does not say whether that is before or after charges. The one-year return to September 2025, from Old Mutual's own fact sheet — the latest it had published when read in August 2026. The sheet does not say whether this is before or after the 3.37% a year service fee. Shares go down as well as up.
Grades measure how openly a company explains its charges, not whether a plan is good. How we work them out.