3 Special fund plans, side by side
Wider powers than an ordinary fund. Global markets, several asset classes, sometimes derivatives.
How this is ordered
Ordered by what you would actually be left with — the same money in, over the same years, with each plan's own charges taken out. Not by the rate each one advertises.
The example: KES 5,000 a month for 5 years.
These take a lump sum
These publish no monthly minimum, so the example is the smallest single deposit they accept, left for the same five years. The amounts going in differ, so these are not ranked against the table above.
| Plan | Rate they quote | You put in once | You'd end up with | Won't say |
|---|---|---|---|---|
| Etica Special Multi-Asset Fund (KES)Etica Capital | 22.13% quoted now | KES 250,000 | KES 748,358 | 1A |
| Mansa-X Special Fund (KES)Standard Investment Bank | 18.13% last declared | KES 250,000 | KES 614,729 | nothingA |
One that cannot be placed
These do not publish enough for the example to be worked out. That is not a reason to leave them off the page.
| Plan | Rate they quote | Charges take | You'd end up with | Won't say |
|---|---|---|---|---|
| Mansa-X Special Fund (USD)Standard Investment BankThis one is sold in USD while the example everything else here is compared on is in KES, and converting would mean picking an exchange rate and treating it as part of the answer, and they do not publish any growth rate you could work with. | not disclosed | not disclosed | not disclosed | 2B |
- · Etica Special Multi-Asset Fund (KES): after charges. Etica shows an effective net annual yield of 22.13% for the second quarter of 2026, after its charges. The fund only started in November 2025, so this is a few months of trading annualised, not a track record.
- · Mansa-X Special Fund (KES): after charges. Standard Investment Bank states an average net return of 18.13% a year since the fund started in January 2019, after its charges. Its 2025 fact sheet shows KES 1,000,000 put in on 31 January 2019 growing to KES 3,431,672 by 31 December 2025, after fees. Past years are not a promise about future ones, and the fund says so.
Grades measure how openly a company explains its charges, not whether a plan is good. How we work them out.