PesaGuide
← All plans
APA Insurance

Livestock Cover

Livestock cover

A year costs
KES 5,000
renewed every year

It pays out if an insured animal dies of disease or accident. A vet certifies what each animal is worth.

Hear when this changes

What to watch out for

  • Poultry cover runs from day-old chicks: broilers to 8 weeks, layers to about 18 months, with a KES 5,000 minimum premium.
  • Theft is an extension, not standard.
  • APA is supervised by the IRA, though this page does not say so.

The details that matter for this kind of plan

What it covers
Accident, illness and disease, epidemics, emergency slaughter, calving risks
Which animals
Cattle from 90 days to 10 years; sheep and goats from 60 days to 5 years
What you must do
Every animal must be tagged or bolus served
You can add
Transit, theft and loss of income

How to open this

  • Open with KES 5,000

What if you stop paying?

The cover stops at the end of the year you paid for. Nothing comes back.

What if you need the money early?

There is nothing to take out. This is cover, not savings.

Who this suits

It could work for you if

You keep cattle, shoats or poultry and want the market leader's cover.

Think twice if

You want to compare prices. Old Mutual publishes its rate; this page publishes one minimum, for poultry.

What they tell you

  • What is the smallest amount you can start with?
    KES 5,000.

Talk to them

Compared with the others

There are 2 other plans of this kind on the board. See all 3 side by side — what each one leaves you with, and which of them will not say.

Where we got this