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NCBA Investment Bank

NCBA Money Market Fund (USD)

Money market fund · Regulated by the CMA

What is this?

Your dollars are lent out short term. You can start with USD 100 and take the money out when you want.

The details that matter for this kind of plan

Sold inUS dollars, from USD 100
How fast you get your moneyTwo working days after you ask

What does it cost you?

NCBA Investment Bank does not publish what it charges. We looked for 3 charges and found no figure for any of them:

  • · No yearly charge appears on the fund's page, next to the rate it advertises.
  • · The page does not say whether anything is taken off the money you pay in.
  • · The page does not say whether anything is taken off the money you take out.

What if you stop paying?

Nothing happens. There is no set payment to keep up. Your money stays in the fund and keeps earning.

What if you need the money early?

There is no fixed term. The money reaches you two working days after you ask.

Who this suits

It could work for you if

You bank with NCBA and hold dollars you want earning something.

Think twice if

You want to compare cost. NCBA prints a rate and no charges at all.

How openly does this company explain its charges?

EWon't tell you what it costs4 of 11 answered
  • What do they charge you every year?
    No yearly charge appears on the fund's page, next to the rate it advertises.
  • What is taken off the money you pay in?
    The page does not say whether anything is taken off the money you pay in.
  • What does it cost to get out early?
    The page does not mention any charge for taking money out.
  • What is the smallest amount you can start with?
    KES 100.
  • How long is your money tied up?
    They do not say how long you are tied in.
  • Is the advertised return before or after their charges?
    They never say. So you cannot tell what you would actually keep.
  • Do they warn you the return is not guaranteed?
    No warning appears next to the figure, even though it is not a promise.
  • Do they tell you what you get back if you stop early?
    You get whatever your money is worth on the day. There is no schedule.
  • Do they list what is not covered?
    This is not insurance, so there is nothing to exclude.
  • Are all their charges published?
    No. 3 charges are mentioned without a figure.
  • Do they say who regulates them?
    Yes — the CMA. That is who you complain to.

This grades how openly things are explained, not whether the plan is good or bad. See how we work it out.

Things to know before you sign

  • · The rate was 3.00% on 18 August 2026, against 6.99% at Etica on the same kind of dollar fund.
  • · Holding dollars means the shilling exchange rate becomes part of your return, in both directions.
  • · NCBA Investment Bank is supervised by the Capital Markets Authority.

Talk to them

Compared with the others

There are 9 other plans of this kind on the board. See all 10 side by side — what each one leaves you with, and which of them will not say.

How current is this rate?

The 3% on this page is the rate NCBA Investment Bank quoted, as at 2026-08-18 — current.

NCBA shows an effective annual rate of 3.00% for the dollar fund beside a daily yield of 2.92%, dated to the day. It does not say whether its own charges have been taken off..

Where we got this