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Sanlam General Insurance

Travel Insurance

Travel cover · Regulated by the IRA

It covers you while you are away from home. Hospital bills abroad, a cancelled trip, lost bags, and harm you do to other people.

Hear when this changes

What to watch out for

  • The page publishes every limit and every excess, and no price. The same bank publishes its car insurance rate in full.
  • Nobody aged 70 or over can be covered.
  • A Schengen visa needs medical cover of at least EUR 30,000. The Schengen plan here covers USD 80,000.
  • Standard Chartered says the exclusions are in the policy wording, which Sanlam provides after you buy.
  • Standard Chartered sells the policy, Sanlam General carries the risk, and the IRA supervises Sanlam General.

What a year costs, and what it buys

A year buys you
KES 500,000

the medical limit on the Leisure Comprehensive plan, in US dollars. The Schengen plan covers USD 80,000.

  • · This is cover you renew each year. Nothing builds up and nothing comes back.
  • · What you actually pay depends on your own details.
  • · Worked out from the company's own published figures.

The details that matter for this kind of plan

Medical bills abroad
Up to USD 500,000, or USD 80,000 on the Schengen plan
What you pay on a claim
USD 35 on outpatient care and cancellation, USD 25 on luggage
If your trip is cancelled
Up to USD 2,000
If your luggage goes
Up to USD 2,000
Who can be covered
Ages 0 to 69
Who actually pays a claim
Sanlam General Insurance. Standard Chartered only sells it

What if you stop paying?

You buy it for one trip. There is nothing to keep paying.

What if you need the money early?

There is nothing to take out. This is cover, not savings.

Who this suits

It could work for you if

You need cover for a visa, or you are travelling and want hospital bills paid abroad.

Think twice if

You are 70 or older. The cover stops at 69.

What they tell you

  • Do they say who regulates them?
    Yes — the IRA. That is who you complain to.

Talk to them

Compared with the others

There are 10 other plans of this kind on the board. See all 11 side by side — what each one leaves you with, and which of them will not say.

Where we got this