AAR Insurance
Travel Insurance
Travel cover
It covers you when you travel. It pays for hospital care, emergency airlifts, lost luggage, and trip cancellations.
Hear when this changes
What to watch out for
- Covers emergency medical bills, airlifts, lost property, cancellations, and political violence injuries.
- Eligibility is restricted to Kenyan residents from discharge after birth up to 64 years.
- Excludes routine checkups, alternative medicine, pre-existing conditions, and injuries from extreme sports.
The details that matter for this kind of plan
- Age eligibility
- Newborns from discharge up to 64 years
- Residency requirement
- Kenyan residents with KRA PIN
- Special inclusions
- Injury or damage from political violence covered; local and international airlifts
What if you stop paying?
You pay once per trip. There are no ongoing fees to keep paying.
What if you need the money early?
You cannot cash it out. This is insurance protection, not savings.
Who this suits
It could work for you if
You live in Kenya and are travelling. You want cover for hospital care or lost bags.
Think twice if
You are 65 or older. It also does not cover past illness or extreme sports.
Talk to them
- Website: aar-insurance.com
Compared with the others
There are 10 other plans of this kind on the board. See all 11 side by side — what each one leaves you with, and which of them will not say.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“Be a Kenyan resident.”
“Newborns from discharge up to 64 years.”
Where we got this
- AAR Travel Insurance Product Overview and Cover Detailsthe company itselfRead on 2026-08-26