What changed on the board
When a company changes a rate or a charge, the old figure stays here with the date we read it. Kept since August 2026. Follow this as a feed.
Newest first
The most recent 200 entries of 1034.
21 October 2026
- Somebody read the company's own material— only a regulator's listing → researched
Why: Lead asked how somebody joins Faida Investment Bank Limited. Read the provider's own FAQ, registration form, and making-deposits pages. The provider's own pages confirm that opening a CDS account is free, that the application is online at fib.co.ke/registration-form, and that individuals, joint holders, and corporations may open accounts. The pages do not publish brokerage fees, trading commissions, or any other charge for the dealing service itself.
20 October 2026
- DTB Savings Account01:20
- Admin charge— KES 200 → KES 0
- Admin charge— KES 0 → KES 30
- Admin charge— KES 30 → KES 70
- Admin charge— KES 70 → KES 200
- Admin charge— KES 200 → KES 300
- Admin charge— KES 300 → KES 200
- Admin charge— KES 200 → KES 500
- Admin charge— KES 500 → KES 600
Why: Added debit card application and replacement fees from DTB Savings Account product page
- Somebody read the company's own material— only a regulator's listing → researched
Why: Lead: Find out how somebody joins Amaka Unit Trust (Umbrella) Scheme. Researched provider's own website and portal. Updated depth to researched, added joining details to prose and key facts.
17 October 2026
- The quoted rate— 14.18% a year → 14.1% a year
Why: Updated yield from Lofty Corban fund yield ticker as of 16 October 2026
- The quoted rate— 6.18% a year → 6.08% a year
Why: Updated yield from Lofty Corban fund yield ticker as of 16 October 2026
- The quoted rate— 10.15% a year → 10.03% a year
Why: Updated yield from Lofty Corban fund yield ticker as of 16 October 2026
- The quoted rate— 4.33% a year → 4.37% a year
Why: Updated yield from Lofty Corban fund yield ticker as of 16 October 2026
- The quoted rate— 12.81% a year → 12.91% a year
Why: Updated yield from Lofty Corban fund yield ticker as of 16 October 2026
15 October 2026
- Taken off each payment before anything is saved— now KES 6,200
Why: Added premium amount from Jubilee Health Insurance website: individual premium KSh 6,200 per year.
14 October 2026
- Smallest lump sum to start— KES 1,000,000 → KES 5,000
Why: Updated minimum investment, payout frequency, and fund size based on CIC Fixed Income Fund webpage (2026-10-14)
- Taken off each payment before anything is saved— now KES 6,200
Why: Added premium cost from Jubilee Health Insurance CoverBora pricing page
10 October 2026
- Femina Plus00:35
- Yearly charge on your money— now KES 0
Why: Test disclosed fee
9 October 2026
- Cytonn Balanced Fund01:36
- Somebody read the company's own material— only a regulator's listing → researched
- Yearly charge on your money— now 1% a year
Why: Updated with management fee from Cytonn website.
1 October 2026
- Taken off each payment you make— now 0%
Why: Added entry fee of 0% based on provider's own page snippet indicating zero entry fees.
- Yearly charge on your money— now 2% a year
Why: Updated management fee and annual return from December 2025 factsheet.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read the provider's own website (sign-in page) and found no public membership terms; set terms_not_published true, added provider document as source, depth to researched.
- Smallest top-up— now KES 1,000
Why: Added minimum top-up figure based on latest fund page.
- Taken off each payment you make— now 0%
Why: Added entry fee of 0% based on Safaricom product page stating zero transaction costs for deposits. Added note about yield rate varying daily and being available on M-PESA App and *334#.
30 September 2026
- Somebody read the company's own material— only a regulator's listing → researched
Why: Added 2025 financial performance indicators from SACCO Supervision Annual Report 2025 (SASRA regulator data) via Abojani Investment tweet images
- Taken off each payment you make— now 0%
Why: Added entry fee (0%) and dividend rate (10% per annum) from by-laws; updated admin fee document to latest by-laws.
- Smallest monthly payment— now KES 650
Why: Added entry.min_monthly_kes figure from share capital FAQ confirming monthly deduction amount.
29 September 2026
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,515
- Smallest lump sum to start— now KES 20,000
- Smallest monthly payment— now KES 500
Why: Read Zoghori Sacco's own website. Moved from register to researched. Published Ksh 1,515 registration fee, Ksh 20 per share, minimum Ksh 20,000 share capital, and minimum monthly contributions.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read Yetu Sacco's own site. Established dividend rates for 2013-2019 from their about page. Moved from register to researched.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 500
- Smallest lump sum to start— now KES 10,000
Why: Read Winas Sacco's own membership page. Moved from register to researched. Published KES 500 registration fee and KES 10,000 share capital for individuals.
- The quoted rate— 11.51% a year → 11.31% a year
Why: Yield moved from 11.51% to 11.31% on Kuza's own front page on 29 September 2026.
- The quoted rate— 5.31% a year → 5.3% a year
Why: Yield moved from 5.31% to 5.30% on Kuza's own front page on 29 September 2026.
- The quoted rate— 10.76% a year → 10.44% a year
Why: Yield moved from 10.76% to 10.44% on Kuza's own front page on 29 September 2026.
- Somebody read the company's own material— only a regulator's listing → researched
- The historical rate— now 5.3% a year
Why: Updated headline return from December 2025 factsheet showing 5.3% return in 2025.
- The historical rate— 35.1% a year → 11.5% a year
Why: Updated headline return from December 2025 factsheet showing 11.5% return in 2025.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read Wevarsity Sacco's own website (wevarsitysacco.co.ke) on 2026-09-29. The site publishes no membership terms, fees, rates or return history. Moved from register to researched.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read the society's own website (homepage and membership page via Google cache, Wayback Machine snapshot) and ASX aggregator profile. The site publishes no membership terms, fees or rates. ASX provides company-level figures only (other tier).
- Somebody read the company's own material— only a regulator's listing → researched
Why: Wasado Regulated NWDT Sacco Society Limited: found their own website (wasadosacco.co.ke), attempted to read it, and it is a broken WordPress site returning a fatal error on every page. No membership terms, fees, share capital, minimum deposits, notice periods or dividend rates are published anywhere on the company's own site. Only aggregator listings (ASX, SaccoLink) carry figures, and those cannot verify the product.
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest lump sum to start— now KES 100
Why: Researched Wananchi Sacco's own website (wananchi-sacco.co.ke). Found minimum share capital of KES 100 (1 share @ KES 100). No entry fee, monthly deposit, notice period or dividend rate published on their site.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,000
- Smallest lump sum to start— now KES 5,000
Why: Researched the society's website https://www.wana-anga.co.ke; found entrance fee and minimum share capital; did not find monthly deposit, notice periods, or dividend rate.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read the society's own website. It publishes a dividend history for 2005-2010 only, with no current rate, and publishes no entry fee, share capital amount, minimum deposit, notice period, management fee or administration fee. Moved from register to researched.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Lead 07ccb0c2: read Wakenya Pamoja Sacco's own website (via Wayback Machine snapshots, live site returns HTTP 500). The site publishes no membership entry fee, share capital, minimum monthly deposit, notice period, lock-in period, admin charge, management charge, or dividend rate. Only figure found is KShs 5,000 minimum for the Wakenya Akiba fixed deposit account, which is not a membership term. Moved from register to researched because the provider's own material was read; it says nothing publishable about membership terms.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Lead 4a9e22b9: researched Vision Regulated NWDT Sacco Society Limited's own website (visionsacco.com) and its published PDFs. The website exists but is behind Cloudflare and could not be read directly. Search snippets from the homepage and about page show company history, mission, and contact details but no membership terms. Three PDFs on the domain (loan application form, benevolent fund form, member update form) were read and publish loan product rates and a benevolent fund premium, but no entrance fee, share capital, minimum monthly deposit, notice period, or dividend rate for membership.
- Vision SACCO Loans02:30
- Added to the board— with 6 figures and charges
Why: Inbox document: Vision SACCO Integrated Loan Application & Loan Agreement Form (March 2026). This is a new loan product, not the existing membership (nwdt-vision-membership). Extracted all loan products, interest rates, ceilings, terms and fees from the provider's own form.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 500
- Smallest lump sum to start— now KES 3,000
Why: Researched Vision Afrika DT Sacco's own website. Found registration fee of KES 500, fixed deposit minimum of KES 3,000 with 3-month minimum period and 8-10% interest. No dividend rate, notice period, lock-in, admin fee or management fee published.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Claimed lead 316ca5f5-0031-4ead-8752-6b5d7c9767b0: read Viktas Sacco's own website (viktassacco.co.ke). It publishes a fixed deposit rate of up to 10% but no membership terms — no entry fee, share capital, minimum monthly deposit, notice period or dividend rate. Moving from register to researched because the provider's own material was read, even though it says nothing about joining.
28 September 2026
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,000
Why: Researched Utafiti Sacco's own website (utafitisacco.org) and its membership application form PDF. Found a KES 1,000 entrance fee. The society does not publish share capital, minimum monthly deposit, notice periods, or any dividend or interest-on-deposits rate on its website.
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest monthly payment— now KES 3,300
Why: Researched Utabibu SACCO's own website. Found minimum monthly contribution of KES 3,300, loan eligibility at 3 months, loan multiplier of 4x savings. Entry fee, share capital, notice period and dividend rate are not published on their site.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,000
- Smallest monthly payment— now KES 3,000
Why: Read the society's own website (usiusacco.co.ke) on 2026-09-28. Found entrance fee of KShs 1,000 and minimum monthly contribution of KShs 3,000. Share capital, notice periods and general dividend rate remain not published.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,000
- Smallest monthly payment— now KES 3,000
- Smallest lump sum to start— now KES 10,000
Why: Read the company's own website (ushurusacco.com). The membership page publishes share capital of KES 10,000, entrance fee of KES 1,000, rejoining fee of KES 3,000, minimum monthly savings of KES 3,000, and RMF monthly of KES 300. No dividend rate, notice period, lock-in, management fee or admin charge is published on the site. Moved from register to researched; entry fee changed from not disclosed to KES 1,000.
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest monthly payment— now KES 500
Why: Read the provider's own website (uokoajisacco.co.ke). It publishes terms for four savings products but no general membership entry fee, share capital, notice period or dividend rate. Moved from register to researched; membership terms themselves are not published.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 100
- Smallest lump sum to start— now KES 200
- Smallest monthly payment— now KES 500
Why: Claimed lead 3358a805-7137-4e11-abac-3489842e4b47: read the provider's own membership requirements page and published entry fee, share capital and minimum monthly contribution. Moved from register to researched.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read the provider's own website (universaltraders.co.ke) on 2026-09-28. It publishes no membership terms: no entry fee, no share capital, no minimum monthly deposit, no notice or lock-in period, and no declared dividend or interest rate. The product moves from a register listing to researched with terms_not_published set true.
- Somebody read the company's own material— only a regulator's listing → researched
- Admin charge— now KES 2,000
- Smallest lump sum to start— now KES 27,000
Why: Inbox document 2026-09-28-united-women-membership.html: read the provider's own membership page and recorded the initial contribution and its components. Product moved from register listing to researched.
- Somebody read the company's own material— only a regulator's listing → researched
- Admin charge— now KES 150
- Smallest monthly payment— now KES 1,500
- Smallest lump sum to start— now KES 3,000
Why: Lead 08056035: researched the provider's own website (uws.co.ke). Found individual membership terms including share capital, monthly savings, and insurance fee. Registration is free under a promotion until 2025-12-31 but the standard fee is not published. No dividend rate, notice period or lock-in terms are published.
- The quoted rate— 6.26% a year → 6.53% a year
Why: Re-checked Etica's financials page on 28 September 2026. The lower yield moved from 6.26% to 6.53%. The higher banner yield stays at 6.99%.
- The quoted rate— 10.45% a year → 10.18% a year
Why: Re-checked Etica's financials page on 28 September 2026. The lower yield moved from 10.45% to 10.18%. The higher banner yield stays at 17.55%.
- Somebody read the company's own material— only a regulator's listing → researched
- Yearly charge on your money— now 2.25% a year
- Taken off each payment you make— now 0%
- Charge for taking money out— now 0.25%
- Charge for taking money out— 0.25% → 0%
- Smallest top-up— now KES 10,000
- How long your money is tied up— now 6 months
Why: Read the provider's own Information Memorandum (January 2025) and extracted fees and figures from it.
- Nabo Africa Funds02:59
- Somebody read the company's own material— only a regulator's listing → researched
- Yearly charge on your money— now 2.25% a year
- Taken off each payment you make— now 0%
- How long your money is tied up— now 6 months
- Charge for taking money out— now 0.25%
- Charge for taking money out— 0.25% → 0%
- Smallest top-up— now KES 10,000
Why: Read the provider's own Information Memorandum (January 2025) and extracted fees and figures from it.
- Yearly charge on your money— now 1% a year
- Taken off each payment you make— now 0%
- Charge for taking money out— now 0%
- Paid to the bank that holds the money— now 0.135% a year
- Paid to the trustee or custodian who holds the money— now 0.1% a year
Why: Updated fees from NCBA Money Market Fund (USD) KIID March 2026.
27 September 2026
- Admin charge— now KES 0
Why: Test with only admin fee
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read the society's website (https://ungasacco.com/) which publishes no details about joining fees, share capital, minimum monthly deposit, notice periods, or dividend rate. Updated depth to researched and set terms_not_published true.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,800
- Smallest monthly payment— now KES 400
- Smallest lump sum to start— now KES 1,500
Why: Lead: research Uni - County Sacco Society Ltd from its own website. Found registration fee KES 1,800, share capital KES 1,500, minimum operating balance KES 400. No dividend rate, interest rate, notice period or lock-in published.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 200
- Smallest monthly payment— now KES 500
Why: Lead eb15a0a2: read Unbound SACCO's own website (unboundsacco.com). Found entrance fee KES 200 and minimum monthly deposit KES 500 published on the membership page. Share capital, notice periods, and dividend/interest rate are not published. Moved from register to researched.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 500
- Smallest monthly payment— now KES 1,500
Why: Researched the society's own website. Found registration fee of Ksh.500 and minimum monthly contribution of Ksh.1,500. Share capital earns dividend but rate not published. Deposits earn interest but rate not published. Notice period for withdrawal of deposits is 60 days.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,000
- Smallest monthly payment— now KES 1,200
Why: Updated with joining terms from Ukombozi Sacco website: registration fee, minimum monthly savings, share capital. Depth changed to researched.
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest monthly payment— now KES 2,000
- Smallest lump sum to start— now KES 20,000
Why: Updated with membership fee, share capital, monthly deposit, and refund terms from Ukaguzi Sacco website.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,000
- Smallest lump sum to start— now KES 10,000
- Smallest monthly payment— now KES 200
- How long your money is tied up— now 3 months
Why: Read Ubora Sacco website to extract joining fees, share capital, monthly deposit, notice period, and dividend rate.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,000
- Smallest lump sum to start— now KES 1,000
Why: Updated membership terms from Ufanisi DT Sacco Society Ltd website: entrance fee Ksh 1000, minimum opening balance Ksh 1000, savings interest 5% p.a., notice period for account closure 7 days.
- Taken off each payment you make— now KES 500
- Smallest lump sum to start— now KES 10,000
- Smallest monthly payment— now KES 2,000
Why: Updated with registration fee, share capital, minimum monthly deposit from society's website
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read the society's own website and registration portal; found no membership terms published. Set terms_not_published to true and added line summarizing the absence of terms.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Updated to researched depth after reading provider's website; found no disclosure of entry fee, share capital, minimum monthly deposit, notice periods, or dividend rate; set terms_not_published true.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Updated depth to researched after reading the provider's website; found no published entry or registration fee, share capital, smallest monthly deposit, notice periods, or declared dividend or interest-on-deposits rate.
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest lump sum to start— now KES 136,000,000
Why: Updated after researching the society's website (homepage and about page). Found share capital figure; no entry fee, monthly minimum, notice periods or dividend rate disclosed. Changed depth to researched.
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest monthly payment— now KES 5,400
Why: Updated with monthly minimum contribution and share capital from the society's website; added researched depth.
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest monthly payment— now KES 5,000
Why: Read the provider's own website (theapplesacco.co.ke). Found interest rates on savings products and minimum deposit amounts, but the site does not publish entry fee, share capital, general minimum monthly deposit, notice periods, or dividend rate. Moved from register to researched.
- Smallest lump sum to start— now USD 100
Why: Added minimum investment and historical return from 2022 audited financials
- Smallest lump sum to start— KES 0 → KES 5,000
Why: Updated minimum investment and added historical return from 2022 audited financials
26 September 2026
- Added to the board— with 3 figures and charges
Why: Creating new product Madison Wealth Special Fund distinct from existing Madison Wealth Fund by offering top-up facility, T+1 withdrawal processing, monthly compounding, and return range 11%-13%.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Researched Thamani Sacco Society Ltd website; found no published entry fee, share capital, minimum monthly deposit, notice periods, or dividend rate. Updated depth to researched and updated notes to reflect company website does not publish these terms.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,000
- Smallest lump sum to start— now KES 10,000
- Smallest monthly payment— now KES 3,000
Why: Lead bc5a78f8: researched Tetra Sacco's own website (tetrasacco.co.ke). Found the membership page with joining terms. Moved from register listing to researched. Registration fee KES 1,000, minimum share capital KES 10,000, minimum monthly deposits KES 3,000 (BOSA) / KES 500 (Malaika Junior). Homepage advertises 7.5% p.a. on fixed deposits with no year attached. No notice period, dividend rate or loan interest rate published.
- Somebody read the company's own material— only a regulator's listing → researched
- Admin charge— now KES 300
- Taken off each payment you make— now KES 1,000
Why: Read the provider's own website (telepostsacco.co.ke). Found a one-off non-refundable joining fee of Kshs. 1,000, confirmed share capital of Kshs. 21,000 and minimum monthly deposit of Kshs. 2,500, and identified a monthly benevolent fund deduction of Kshs. 300 and education shares of Kshs. 500. The SACCO does not publish a declared dividend or interest-on-deposits rate, a management charge, or notice/lock-in/withdrawal terms.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,000
- Smallest lump sum to start— now KES 20,000
- Smallest monthly payment— now KES 1,000
Why: Read Tembo Sacco's own website (tembosacco.co.ke). Moved from register listing to researched. Found share capital, registration fee, minimum monthly contribution, FOSA account fees and rates. The SACCO does not publish notice periods, lock-in terms, administration fees or a current stated interest rate.
- Income a year, as a share of the pot— now 4% a year
Why: Adding interest rate figure only
- Smallest lump sum to start— now KES 21,000
- Smallest monthly payment— now KES 2,500
Why: Added share capital and minimum monthly deposit from Telepost Sacco Society LTD Opening an Account page
- Somebody read the company's own material— only a regulator's listing → researched
Why: Added entry fee as key fact from membership page; set depth researched
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read provider's own website; found no disclosure of membership terms. Set terms_not_published true.
- Taken off each payment you make— now KES 100
Why: Test entry fee only disclosed
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest lump sum to start— now KES 10,000
Why: Updated share capital figure from membership page: minimum share subscription is 100 shares at Ksh 100 each (Ksh 10,000).
- Smallest monthly payment— now KES 500
- Smallest lump sum to start— now KES 24,000
Why: Updated minimum deposit and share capital figures from provider's website.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 500
Why: Test entry fee only
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,000
- Smallest lump sum to start— now KES 1,000
- Smallest monthly payment— now KES 1,000
Why: Updated membership fees, share capital, minimum monthly deposit, and notice period based on Tabasamu Sacco website; added note about dividend from Sacco Review article (press).
- Taa Sacco Membership02:50
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest lump sum to start— now KES 500
- Smallest monthly payment— now KES 500
- Working days to get your money— now 60 working days
Why: Updated with membership details from Nendeni SACCO FAQ: registration fee Ksh 500, minimum monthly deposit Ksh 500, notice period 60 working days. Share capital and dividend rate not published.
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest lump sum to start— now KES 12,000
- Smallest monthly payment— now KES 200
- How long your money is tied up— now 60 months
Why: Researched Suluhu DT Sacco's own website (suluhusaccoltd.com). Found share capital KES 12,000, minimum monthly BOSA contribution KES 200, and 60-working-day withdrawal notice published on their FAQ page. Entry fee, admin charge, management fee and dividend rate remain unpublished. Moved from register listing to researched.
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest lump sum to start— now KES 10,000
- Smallest monthly payment— now KES 1,500
Why: Lead: research Strategic DT Sacco Society Ltd membership from the society's own website. Read FAQ, Member Deposits, Holiday Savings, Benevolent Fund, SACCO Junior Account and M-SACCO pages. Established minimum monthly contribution Ksh 1,500 and minimum share capital Ksh 10,000. No entry fee, admin fee, management fee or declared dividend rate published on the society's own pages.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 10,000
- Smallest monthly payment— now KES 10,000
- How many times your savings you can borrow— now 4x
Why: Researched the provider's own website (stokediasporasacco.com). Found registration fee KES 10,000, minimum 2 core shares worth KES 20,000 within 6 months, minimum monthly savings KES 10,000, loan up to 4x savings, and 8.5% interest/dividend for 2024. Moved from register listing to researched. The only rate published is for 2024; no current rate is on the site.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 500
- Smallest lump sum to start— now KES 30,000
- Smallest monthly payment— now KES 2,000
Why: Researched the society's own website (stakekenyasacco.co.ke). BOSA membership page publishes entrance fee Ksh 500, minimum class A shares Ksh 30,000, minimum monthly deposit Ksh 2,000. No dividend or interest-on-deposits rate published on any page read. Moved from register listing to researched.
25 September 2026
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest lump sum to start— now KES 1,000
Why: Researched Solution SACCO website and found minimum account opening balance (Kshs 1,000), dividend rate (18% for 2021), and interest on deposits rate (13% for 2021). No entry/registration fee, share capital (beyond opening balance), smallest monthly deposit, or notice periods found on website.
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest lump sum to start— now KES 20,000
- How long your money is tied up— now 2 months
Why: Researched Smartlife Sacco's own website (smartlifesacco.co.ke). Established minimum share capital of KES 20,000 and 60-day notice period. Entry fee, minimum monthly deposit, and dividend rate are not published on the company's own pages.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Lead asked us to find the society's own website and read what it publishes about joining. We found https://skylinesacco.com/ and read the About, Ordinary Savings Account, Fixed Deposit, Development Loan, Our Branches and Terms and Conditions pages. The site publishes company background and some product features but no membership entry fee, share capital, minimum monthly deposit, notice periods or dividend rate. We moved the product from register to researched and recorded what we could quote.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Researched provider's own website; confirmed no membership terms are published
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read provider's own impact debt fund page; found no published fees or returns; updated depth to researched and marked terms not published.
24 September 2026
- Somebody read the company's own material— only a regulator's listing → researched
- Yearly charge on your money— now 2% a year
- Taken off each payment you make— now 0%
- Smallest lump sum to start— now KES 100
- Smallest monthly payment— now KES 100
- How long your money is tied up— now 1 month
- Charge for taking money out— now 0%
Why: FAQ document from enwealth.co.ke read 2026-09-24: scheme-level minimums, fees and lock-in published. Moved from register to researched.
- Yearly charge on your money— now 2% a year
Why: The FAQ page now provides the management fee that was previously not disclosed: 2% annual management fee, plus confirms no entry or exit fees and KES 100 minimums.
- Enwealth Equity Fund07:21
- Somebody read the company's own material— only a regulator's listing → researched
- Yearly charge on your money— now 2% a year
- Taken off each payment you make— now 0%
- Charge for taking money out— now 0%
- Smallest lump sum to start— now KES 100
- Smallest monthly payment— now KES 100
Why: Read the FAQ page which lists this fund's minimums and fees: Kshs 100 minimum initial and additional, 2% annual management fee, no entry or exit fees.
- Somebody read the company's own material— only a regulator's listing → researched
- Yearly charge on your money— now 2% a year
- Taken off each payment you make— now 0%
- Charge for taking money out— now 0%
- Smallest lump sum to start— now KES 100
- Smallest monthly payment— now KES 100
Why: Read the FAQ page which lists this fund's minimums and fees: Kshs 100 minimum initial and additional, 2% annual management fee, no entry or exit fees.
- Somebody read the company's own material— only a regulator's listing → researched
- Yearly charge on your money— now 2% a year
- Taken off each payment you make— now 0%
- Charge for taking money out— now 0%
- Smallest lump sum to start— now USD 500
- Smallest monthly payment— now USD 100
Why: Read the FAQ page which lists this fund's minimums and fees: USD 500 minimum initial, USD 100 minimum additional, 2% annual management fee, no entry or exit fees.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 100
Why: Research lead: read Siraji Sacco's own website via Wayback Machine (Dec 2022 snapshots). Found registration fee Ksh 100, Salary Saving Account with no maintenance fee and no opening fee, founded 1996. No share capital, minimum monthly deposit, notice period, dividend rate or interest-on-deposits rate published.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read the society's own website (simbachaisacco.co.ke). It publishes no membership terms, entry fee, share capital, minimum deposit, notice period, lock-in period or dividend rate. The product moves from register to researched with all charges and figures still not disclosed.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Lead: find Shoppers Sacco Society Ltd's own website and read what it publishes about joining. The website (shopperssacco.com) is under development and publishes no membership terms, entry fee, share capital, minimum monthly deposit, notice period or dividend rate. Product moved from register listing to researched with terms_not_published.
- Somebody read the company's own material— only a regulator's listing → researched
- Admin charge— now KES 300
- Smallest lump sum to start— now KES 25,000
Why: Updated share capital minimum and BBF monthly fee from provider's website.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 0
- Smallest monthly payment— now KES 2,000
- Smallest lump sum to start— now KES 35,000
Why: Lead e22cb4b6: researched Shelloyees Regulated NWDT Sacco Society Limited from their own website (shelloyeessacco.co.ke). Moved from register listing to researched depth. Found share capital requirement, minimum monthly deposits, savings products and loan terms.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 500
- Smallest lump sum to start— now KES 500
- Smallest monthly payment— now KES 4,000
Why: Read the society's own website (sawasacco.com). It publishes a non-refundable registration fee of KES 500 and a minimum share contribution of KES 4,000. No monthly deposit minimum, notice period, dividend rate, loan terms or full schedule of charges is published. Moving from register listing to researched.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 500
- Smallest monthly payment— now KES 2,000
- Smallest top-up— now KES 500
Why: Lead a7214b23: found sautisacco.com and read the membership, savings and loan pages. Moved from register to researched. Entry fee, minimum monthly contribution and minimum share capital are now published from the company's own pages. The membership page and savings page disagree on minimum share capital; both are recorded and a contradicts note is filed.
23 September 2026
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,000
- Charge for taking money out— now KES 1,000
- Smallest lump sum to start— now KES 4,000
- Smallest monthly payment— now KES 500
- Tax taken off the interest— now 5% a year
Why: Moved from register listing to researched; added entry fee KES 1,000, exit fee KES 1,000, minimum initial contribution KES 4,000, minimum monthly deposit KES 500, share capital KES 10,000, exit notice 60 days, dividend withholding tax ~5%; read rupsasacco.com membership, savings, FAQ and about-us pages.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,000
- Smallest monthly payment— now KES 500
Why: Lead ea638c13: researched Reli Sacco's own website (relisacco.co.ke). Found membership fee KES 1,000, minimum monthly contributions (KES 500 Holiday Savings, KES 1,000 pensioners / KES 3,000 others BOSA), interest on deposits 8% p.a., dividend on shares 15.5% p.a., holiday savings interest 10.5% p.a. Share capital, general notice periods and year-specific dividend declarations not published. Rates carry no year; marked reviewed.
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest monthly payment— now KES 3,000
- Smallest lump sum to start— now KES 10,000
Why: Researched from the society's own website (reliffsacco.co.ke). Moved from register listing to researched, publishing minimum monthly contributions, share capital terms, interest rates on savings products, and recording what is not published (entry fee, dividend rate, exit terms).
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,000
- Smallest monthly payment— now KES 3,500
Why: Researched from the society's own website (ramcogroupsacco.co.ke). Found registration fee of KES 1,000, minimum share capital of KES 20,000, minimum monthly savings of KES 3,500, and 60-day notice period. Dividend rate not published. Moved from register listing to researched.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,000
- Smallest lump sum to start— now KES 1,000
Why: Researched the provider's own website (rg.ke). Found registration fee KES 1,000, share price KES 100 (minimum 20 shares), loan multiple 3x savings, repayment up to 36 months, and must save at least 3 months before loan eligibility. Interest (up to 9.5%) and dividend (18.3%) rates are published without a year. Moved from register to researched.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 500
- Smallest monthly payment— now KES 3,000
Why: Researched Rambhai Sacco's own website (rambhaisacco.co.ke). Found registration fee of KES 500 and minimum monthly deposit of KES 3,000. Share capital, notice period, and dividend rate are not published on their site.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 500
- Smallest lump sum to start— now KES 25,000
Why: Researched the provider's own website (qwetusacco.co.ke). Found published joining terms: KES 500 membership fee, KES 25,000 minimum share capital, KES 200 monthly MPS, KES 400 monthly RRF. Moved from register to researched. No dividend or interest-on-deposits rate published for the membership itself.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Updated depth to researched after reviewing homepage and register; no fees, figures, or terms disclosed.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 500
- Smallest monthly payment— now KES 1,000
- Smallest lump sum to start— now KES 10,000
Why: Read Qona Sacco's own website (qonasacco.com). The SASRA register listing is replaced with the society's published membership terms: three tiers (Inuka, Seed Q, Crown) with share capital, monthly minimums and registration fees now disclosed. Savings rates found but no year attached, so not published as a return.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 200
- Smallest monthly payment— now KES 1,500
Why: Researched from the society's own website (primetimesacco.co.ke). Found joining terms: mandatory membership fee Kshs 200, minimum monthly share contribution Kshs 1,500 (or 10% of basic salary for checkoff members), loan multiplier 3x shares. No dividend rate, interest-on-deposits rate, notice period or lock-in period published on the site.
22 September 2026
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,000
- Penalty for taking money out early— now KES 200
- Smallest monthly payment— now KES 2,500
Why: Researched from the society's own website (postbanksacco.co.ke). Established joining fee Kshs 1,000, minimum monthly contribution Kshs 2,500 for main savings, 60-day written notice for withdrawal, 7% per annum on Junior and Redeemable savings products, and Kshs 200 premature withdrawal fee. Share capital and dividend rate are not published on the website.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read the provider's own By-Laws (Ports DT SACCO By-Laws 2023, CS/1726, April 7). The by-laws publish a minimum share capital of 2,000 shares at Ksh.20.00 each (Ksh.40,000 total) and a share transfer fee of 5% of par value or Ksh 20, but do not publish the entrance fee amount, minimum monthly contribution, lock-in or withdrawal terms, or any management or administration charge — all are deferred to the membership policy or Delegates Meeting, which is not available online.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now 0%
- Smallest lump sum to start— now KES 1,000
Why: NCBA Unit Trust Invest Now FAQs (Feb 2024) provides minimum investment and fee data that the CMA register did not publish. Minimum KES 1,000, no account opening or transactional fees on the app.
21 September 2026
- Smallest lump sum to start— now KES 1,000
Why: Re-read the company's own pages on 2026-09-21. The investment-shares page now gives a minimum share purchase (100 shares at Ksh 10 each = Ksh 1,000) and a maximum (2,000,000 shares worth Ksh 20,000,000). The opening-an-account page still gives no amount for the minimum membership fee, only the M-Pesa paybill 544700. No entry fee, management fee, minimum monthly deposit or lock-in period is published on any page read.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read polytech.co.ke on 2026-09-21. The site publishes no membership terms (no entry fee, share capital, minimum deposit, notice period, or dividend rate). Moved from register to researched; terms_not_published set true.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,000
- Smallest lump sum to start— now KES 18,000
- Smallest monthly payment— now KES 1,000
Why: Read the provider's own website (pesasacco.co.ke). Found registration fee Ksh 1,000, minimum share capital Ksh 18,000 (payable in up to 6 months), and minimum monthly savings Ksh 1,000. No notice period, dividend rate, interest-on-deposits rate, loan terms, admin fee or exit penalty published anywhere on the site.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,000
- Smallest monthly payment— now KES 1,500
Why: Researched Pefa Nairobi Regulated NWDT Sacco Society Limited from their own website (pefasacco.co.ke). Found registration fee of KES 1,000, minimum monthly savings of KES 1,500, and loan policy terms. Moved from register listing to researched.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Claimed lead 5ce34c57-290b-4de6-86fe-df0e408b36f0. Read the society's own website (makupasacco.co.ke, 4 pages). It publishes no entry fee, no share capital, no minimum monthly deposit, no notice period, and no dividend or interest rate. Moving from register to researched with terms_not_published set, because the provider's own site genuinely publishes no terms.
- Somebody read the company's own material— only a regulator's listing → researched
- Admin charge— now KES 1,200
- Admin charge— KES 1,200 → KES 360
- Smallest monthly payment— now KES 1,000
Why: Read the society's own website (pceakayolesacco.co.ke) and published membership terms: Kshs 1,200 registration, Kshs 12,000 share capital, Kshs 360 pass book, Kshs 1,000 minimum monthly contribution, Kshs 120 monthly insurance, Kshs 30 monthly benevolent. No dividend rate or notice period published.
- Somebody read the company's own material— only a regulator's listing → researched
- How long your money is tied up— now 1 month
- Smallest lump sum to start— now KES 5,000
Why: Researched Patnas SACCO's own website (https://www.patnassacco.co.ke/). Found share capital minimum KES 5,000, fixed deposit rate 13% p.a. with 1-month minimum lock, non-withdrawable deposit at 5% up to KES 400/month, members' welfare at 2% up to KES 70/month, and 60-day notice for non-withdrawable deposit refund. No entry fee or minimum monthly deposit published. Updated depth from register to researched.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 5,000
- Smallest monthly payment— now KES 10,000
- Smallest lump sum to start— now KES 100,000
Why: Read the society's own membership page at pacososacco.co.ke. Established the entrance fee (KES 5,000), minimum monthly deposit (KES 10,000) and minimum share capital (KES 100,000 within 12 months). Moved from register listing to researched. Notice period for leaving still not published.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read Orient Sacco's own website. It publishes minimum account balances (Ksh 500 regular, Ksh 1,000 Mwanangu, Ksh 50,000 fixed deposits), account opening requirements, membership criteria, and 2,800+ active members. It publishes no entry fee, share capital, minimum monthly deposit, notice or lock-in period, or dividend rate. The join page returned HTTP 429 and could not be read.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Updated with dividend rate from Ollin Sacco website and changed depth to researched after reading provider's own material.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Lead 893e8c42: read the society's own website (nyumbagenerationssacco.com). It publishes no membership terms — no entry fee, share capital, minimum deposit, notice period, dividend rate or lock-in. The site carries a brief history and a loan product page. Moving from register to researched because the provider's own material has now been read.
- Taken off each payment you make— now KES 1,000
- Smallest lump sum to start— now KES 20,000
- Smallest monthly payment— now KES 1,300
Why: Updated fees and figures based on Nyati Housing Co-operative Society Membership Application Form (provider's own document) showing entrance fee Ksh 1,000, share capital Ksh 20,000 payable in 12 months, and minimum monthly contribution Ksh 1,300.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read Nyati Sacco membership form; no fees or charges disclosed.
20 September 2026
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest lump sum to start— now KES 2,000
Why: Lead: research Nyambene Arimi Sacco Society Ltd. Found their website (nyarimisacco.com). It publishes share capital of Ksh 2,000 on the Water Tank Loan page, and a 3-month membership period before a member qualifies for a loan. No entry fee, minimum monthly deposit, notice/lock-in periods, or dividend rate are published anywhere on the site. Moved from register to researched.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read NSSF Sacco's own website (www.nssfsacco.co.ke). The site publishes loan products, savings accounts, and downloadable forms but no membership joining terms — no entry fee, share capital, minimum monthly deposit, notice periods, or dividend rate. Product moved from register to researched; terms_not_published set true.
- NRS Sacco Membership08:52
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest lump sum to start— now KES 20,000
- Smallest monthly payment— now KES 1,000
- How many times your savings you can borrow— now 4x
Why: Lead: research NRS Sacco Society Ltd from its own website. Found share capital KES 20,000, minimum monthly deposit KES 1,000, loan multiplier 4x savings. Dividend rate not published. Moved from register to researched.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read Njiwa Sacco's own website (njiwa.co.ke). It lists products and services but publishes no membership terms, entry or registration fee, share capital, minimum monthly deposit, notice periods, lock-in periods, or any declared dividend or interest-on-deposits rate. Moved from register listing to researched; all fees and figures remain not disclosed, now confirmed by the provider's own site as well as the SASRA register.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read the company's own website (www.ngarishasacco.co.ke). It is a single-page site: licensed SACCO since 1978, Bungoma-based, offers banking, loaning and fixed deposit services. Publishes no entry fee, share capital, minimum monthly deposit, notice/lock-in period, or dividend rate. Moving from register to researched because the provider's own material was read, even though it says nothing about membership terms.
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest lump sum to start— now KES 2,000
- Smallest monthly payment— now KES 1,000
Why: Researched the society's own website (newfortissacco.coop). Found minimum monthly deposit of KES 1,000, mandatory initial share capital of KES 2,000, maximum share capital of KES 20,000, and fixed deposit minimum of KES 30,000. The website also claims 13% interest on deposits and 14% dividend on share capital but does not attach a year to either figure. Entry fee, management charge, admin charge, notice period and withdrawal terms are not published on the website.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 500
- Smallest lump sum to start— now KES 500
Why: Staged lead b77de6b1: read Network Sacco Limited's own registration page at networksacco.co.ke. Found a Ksh 500 registration fee; share capital, minimum monthly deposit, notice period and dividend rate are not published. Moved from register to researched.
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest lump sum to start— now KES 500
Why: Lead: find out how somebody joins MyXENO Unit Trust Scheme. Read the provider's own join page (ke.myxeno.com). Moving from register listing to researched; minimum first deposit now known to be KES 500.
- Taken off each payment you make— now KES 1,700
- Smallest monthly payment— now KES 2,200
Why: Re-read Sheria Sacco's own pages (homepage, How to Join, FAQ) to fill the two gaps named in the lead: the entry fee and the smallest monthly deposit. Both were previously recorded as not disclosed; both are now published on the company's site.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 500
- Smallest monthly payment— now KES 500
- Working days to get your money— now 60 working days
Why: Read the society's own FAQ page and recorded its published joining terms.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 5,000
- Smallest lump sum to start— now KES 5,000
- How long your money is tied up— now 2 months
Why: Researched the provider's own website. Found share capital of KES 5,000 (50 shares at KES 100 each), 60-day notice for non-withdrawable deposits, and FY2025 rates of 10% interest on deposits and 18.5% dividends on share capital. Moved from register listing to researched.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read Nawiri Sacco's own website (nawiri.co.ke). The site does not publish an entry fee, share capital, minimum monthly deposit, notice period, or dividend/interest-on-deposits rate. It says to visit a branch with an ID card to join, and that consistent saving for two months is considered for loan eligibility. Moved from register to researched; terms are not published on the provider's own site.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,000
- Smallest lump sum to start— now KES 2,000
- Smallest monthly payment— now KES 2,000
Why: Researched from the company's own website (nationsacco.com). Found published joining costs: KES 1,000 registration fee, KES 2,000 share capital, KES 2,000 minimum deposit. No dividend rate, notice period, or withdrawal timeframe published on the site.
- Somebody read the company's own material— only a regulator's listing → researched
- Admin charge— now KES 500
Why: Updated with information from the SACCO's own website: admin fee of Ksh. 500 for FOSA account opening.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Updated with researched depth, added membership form as source, and set terms_not_published true because the form discloses no fees or rates.
19 September 2026
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest lump sum to start— now KES 1,000
Why: Updated share capital from Nafasi DT Sacco Society Ltd website; found minimum initial shares of Kshs 1000 required to join.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Researched from company's own materials: added interest rate and dividend rate from 2023 Annual Report, updated key facts, set depth to researched
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,000
- Smallest monthly payment— now KES 3,200
- Smallest lump sum to start— now KES 20,000
Why: Researched the society's own website (mwitosacco.coop). Found joining fee KES 1,000, share capital KES 20,000, minimum monthly contribution KES 3,200. No dividend rate, management fee, admin fee, or notice period published on the site.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Researched Mwietheri Sacco's own website (mwietherisacco.com). Found 4% annual interest on savings deposits above KES 10,000, and KES 1,500/year for safe document custody. No entry fee, share capital, minimum monthly deposit or notice period is published.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 600
- Smallest lump sum to start— now KES 600
Why: Researched Muki Sacco's own website (mukisacco.co.ke). Found share price contradiction between homepage (Ksh 100/share, min Ksh 3,000) and share capital page (Ksh 500/share, min Ksh 9,000). Entry fee of Ksh 600 confirmed from FAQ. No dividend rate or management/admin fees published.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 100
- Smallest lump sum to start— now KES 50,000
Why: Updated with entrance fee and share capital from Mudete Sacco website
- Somebody read the company's own material— only a regulator's listing → researched
- Interest on what you borrow— now 12% a year
Why: Read the society's own website (mkusacco.co.ke). It publishes a loan interest rate but no membership terms — no entry fee, share capital, minimum deposit, notice period, or dividend rate. Moved from register to researched; the only figure is a loan rate, and everything else is recorded as not published.
- Mtn Sacco Membership09:06
- Somebody read the company's own material— only a regulator's listing → researched
Why: Researched Mtn Regulated NWDT Sacco Society Limited's own website (mtnsacco.co.ke). The site publishes loan terms (instant loans up to KES 100,000 at 1% per month, emergency loans up to KES 150,000 at 1% per month, normal loans at 1% per month over up to 4 years) but publishes no joining terms: no entry fee, no share capital, no smallest monthly deposit, no notice period, no dividend rate. Moved from register to researched; no fees or figures to record for the membership itself.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 2,000
- Taken off each payment you make— KES 2,000 → KES 5,000
- Taken off each payment you make— KES 5,000 → KES 3,000
- Smallest lump sum to start— now KES 10,000
Why: Researched the provider's own website (mofaasacco.co.ke). Found registration fees for five membership categories and minimum share capital. No minimum monthly deposit, notice period, or dividend rate published.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Updated depth to researched based on reading Mentor Sacco's own website and documents.
- Somebody read the company's own material— only a regulator's listing → researched
- Admin charge— now KES 1,500
- Admin charge— KES 1,500 → KES 300
- Interest on what you borrow— now KES 1
- Smallest monthly payment— now KES 2,000
Why: Researched Mikebe Sacco's own website (mikebesacco.co.ke). Moved from register listing to researched. Found membership page and FAQ with entry fee, share capital, minimum monthly deposit, exit terms, and loan rate. Two company pages contradict on membership fee (Kshs 1,500 vs Kshs 1,800) and monthly contribution (Kshs 2,000 vs Kshs 2,200 incl. insurance). No dividend or interest-on-deposits rate published.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 3,500
- Smallest lump sum to start— now KES 50,000
- Smallest monthly payment— now KES 3,250
Why: Researched the provider's own website (masterwaysacco.co.ke). Found entrance fee, share capital, minimum monthly savings, notice period and loan eligibility terms. Two internal contradictions found between pages on minimum shares and minimum monthly savings. Dividend rate, loan interest rate, management fee and exit fee are not published.
- The quoted rate— 6.11% a year → 6.18% a year
Why: Yield moved from 6.11% (14 September 2026) to 6.18% (18 September 2026). Re-read the fund yield ticker on 19 September 2026; the page now shows 6.18% for the USD money market fund, last updated 18 September 2026 at 8:00 PM.
- The quoted rate— now 0% a year
Why: Yield now shown as 0% on the fund yield ticker, last updated 18 September 2026. Previously the board held no return for this fund. The ticker states "Equity Fund: 0%".
- The quoted rate— 14.13% a year → 14.18% a year
Why: Yield moved from 14.13% (14 September 2026) to 14.18% (18 September 2026). Re-read the fund yield ticker on 19 September 2026; the page now shows 14.18% for the Private Debt Special Fund, last updated 18 September 2026 at 8:00 PM.
- The quoted rate— now 0% a year
Why: Yield now shown as 0% on the fund yield ticker, last updated 18 September 2026. Previously the board held no return for this fund. The ticker states "Global Asset Special Fund: 0%".
- The quoted rate— 12.76% a year → 12.81% a year
Why: Yield moved from 12.76% (14 September 2026) to 12.81% (18 September 2026). Re-read the fund yield ticker on 19 September 2026; the page now shows 12.81% for the KES bond fund, last updated 18 September 2026 at 8:00 PM.
- The quoted rate— 10.18% a year → 10.15% a year
Why: Yield moved from 10.18% (14 September 2026) to 10.15% (18 September 2026). Re-read the fund yield ticker on 19 September 2026; the page now shows 10.15% for the KES money market fund, last updated 18 September 2026 at 8:00 PM.
18 September 2026
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read maktabasacco.com and its product pages. The society's website publishes loan terms (Karibu and Uwezo loans) but no membership joining terms, registration fee, minimum monthly deposit, notice period, dividend rate or interest-on-deposits rate. Moved from register to researched; terms_not_published set true.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 2,000
- Smallest monthly payment— now KES 500
- Smallest lump sum to start— now KES 1,700
Why: Read the provider's own website (maishaborasacco.com). Published joining fee of Ksh 2,000, minimum initial contribution of Ksh 1,700, minimum monthly contribution of Ksh 500, share capital of Ksh 35,000 to Ksh 10,000,000, and dividends up to 20% annual returns. Established that no administration fee, management charge or lock-in period is published.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Updated Joining and returns key fact with membership fee Kshs.1000 paid on admission from Magereza Sacco Society Ltd membership page https://magerezasacco.co.ke/about-us/membership.html; set depth to researched after reading provider's own website.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 2,000
- Smallest lump sum to start— now KES 20,000
- The most you can borrow— now KES 40,000
- How many times your savings you can borrow— now 3x
- How long you have to repay— now 180 days
Why: Read Magadi Sacco's own website (www.magadisacco.co.ke). Moved from register listing to researched. Found: KES 2,000 one-off membership fee, minimum 200 shares at KES 100 each (KES 20,000 share capital), loan interest as low as 12% p.a., loans up to 3x deposits, 60-month repayment, 6-month membership before loan. No published dividend rate, minimum monthly deposit, notice period or withdrawal terms. Internal discrepancy between homepage (2025 figures) and about-us page (2022 figures) on membership numbers.
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest lump sum to start— now KES 25,000
Why: Read the society's own membership page. Established that each share capital unit is KES 5,000 and at least five units are required before the end of the financial year. No entry fee, minimum monthly deposit, withdrawal notice period, or dividend rate is published.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Researched via society's website; found no published terms for registration fee, share capital, or monthly deposit; added founding date from website.
- Somebody read the company's own material— only a regulator's listing → researched
- Admin charge— now KES 200
- Smallest lump sum to start— now KES 500
Why: Updated with entry fee and account maintenance fee from Lengo Sacco website; recorded missing share capital, monthly deposit, notice periods, and dividend rate; simplified prose to meet grade 9 requirement.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 3,000
- Smallest monthly payment— now KES 2,000
- The most you can borrow— now KES 40,000,000
- How many times your savings you can borrow— now 3x
Why: Researched from the provider's own website (lsksacco.co.ke). Moved from register listing to researched. Found entry fee KES 3,000, minimum monthly contribution KES 2,000, minimum share capital KES 30,000, loan rate 1% per month on reducing balance, and interest on deposits of 9.2%, 9.2%, 9% for the last three years (years not named). Notice period and dividend rate not published.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Lead: research Lainisha Sacco Society Ltd from SASRA register listing. Read the society's own website (lainishasacco.co.ke). It publishes no entry fee, share capital, minimum monthly deposit, notice/lock-in periods, or declared return rate. Moved from register to researched; what is not published is recorded as an absence.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read the society's own website (https://kwikassacco.co.ke/) but found no membership terms published; set terms_not_published to true and updated depth to researched to reflect that the provider's own material has been read.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read the society's own website (https://kwetusacco.com/home). It publishes no entry fee, share capital, minimum monthly deposit, notice periods, or declared dividend rate. The product moves from register to researched with all terms recorded as not disclosed.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read K-Unity's own website (www.k-unity.co.ke). The site exists and confirms SASRA accreditation, founding year, asset base and member count, but publishes no entry fee, share capital, minimum deposit, notice period, lock-in or dividend rate. Moved from register to researched; all charges remain not disclosed, now on the company's own material rather than only the SASRA register.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read Kumbukumbu SACCO's own website (kumbukumbusacco.co.ke). The site exists but publishes no membership terms: no entry fee, share capital, minimum monthly deposit, notice period, lock-in, or dividend/interest rate. All terms appear behind the member portal login. Product moved from register to researched with terms_not_published set.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Claimed lead: found the society's own website (k-pillarsacco.co.ke), read it, and established that it publishes no membership terms. The site is a thin template with only a homepage, an About Us page, and an FAQ page filled with generic consulting content. The product moves from register to researched because the provider's own material has now been read, and what it says is: nothing about terms.
- Taken off each payment you make— now KES 1,000
- Working days to get your money— now 60 working days
Why: Read the society's own website (kirungiisacco.co.ke). Established registration fee of KES 1,000, minimum share contribution of KES 10,000, 60-day notice period, and membership rules. No dividend rate or monthly deposit minimum published.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read registration form 2022; found no published terms; updated depth to researched and set terms_not_published.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read Kingsize SACCO membership joining form (provider document) and found no fees or terms disclosed; updated depth to researched and set terms_not_published true.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read Kingdom Sacco's own website (kingdomsacco.com). The site confirms the society is SASRA-regulated, founded 1999, registered January 2000, with 28K+ members and over Ksh. 1 billion in assets. It describes the joining process (app registration, ID upload, initial deposit via Paybill 521000 with your ID as account number) but publishes no entry fee, share capital, minimum monthly deposit, notice/lock-in terms, or dividend rate. Moving from register to researched; all charges and figures remain undisclosed because the company does not publish them.
17 September 2026
- Taken off each payment you make— now 0%
- Yearly charge on your money— now 0.2% a year
Why: Added document_ids for LC Q4 Fund Fact Sheet 2025 and updated fees: entry fee 0%, management fee 0.20% (both from same factsheet)
- Taken off each payment you make— now 0%
Why: Updated entry fee from LC Q4 Fund Fact Sheet 2025 showing initial fee 0%
16 September 2026
- Somebody read the company's own material— only a regulator's listing → researched
Why: Lead 9ee71451: read the society's own website (kingasacco.co.ke). It publishes no entry fee, share capital, minimum monthly deposit, notice period or dividend rate. Moved from register to researched; terms_not_published set true.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read provider's own landing page; found no fee or return disclosures.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 1,200
- Smallest monthly payment— now KES 2,100
- Smallest lump sum to start— now KES 10,000
Why: Lead 91803f54: read Kidapu Sacco's own website (membership and about-us pages). Found registration fee KES 1,200, minimum monthly contribution KES 2,100, minimum share capital KES 10,000. Moved from register listing to researched.
- Somebody read the company's own material— only a regulator's listing → researched
- How many times your savings you can borrow— now 3x
Why: Read KICO SACCO's own website (kicosacco.com). Found share price KES 20 and 3x loan multiplier published; minimum share capital, registration fee, smallest monthly deposit, notice periods and dividend rate are not published. Moved from register to researched.
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest lump sum to start— now KES 10,000
- Smallest monthly payment— now KES 1,000
Why: Researched Kiatu Sacco's own website (kiatusacco.co.ke). Found minimum monthly contribution of KES 1,000 and share capital minimum of KES 10,000. The site publishes no entry fee, no notice period, no dividend rate and no savings interest rate. Moved from register to researched.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 800
- Smallest monthly payment— now KES 2,500
Why: Researched Kewisco's own website (kewiscosacco.org). Found registration fee KES 800, minimum monthly deposit KES 2,500, sinking fund KES 300/month, re-join fee KES 800, share capital KES 159M, member deposits KES 1.6B, loan portfolio KES 2.1B, 6,900+ members. No dividend rate or withdrawal notice period published. Moved from register listing to researched.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Lead d47ab2b1-8b72-479f-b94c-c0280bca5de4: found the society's website (ketepasacco.co.ke) but it is a non-functional PHP test page. No membership terms, fees, share capital, minimum deposits, notice periods or dividend rates are published anywhere by the provider. The only public record is the SASRA register listing. Moved from register to researched because the provider's own material was read; it simply says nothing.
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest monthly payment— now KES 5,000
- How many times your savings you can borrow— now 4x
Why: Researched the society's own website. Established minimum monthly contribution of KES 5,000 and loan multiple of 4x. Entry fee, share capital and dividend rate are not published on the site.
- Somebody read the company's own material— only a regulator's listing → researched
- Smallest monthly payment— now KES 2,000
- How long the plan runs— now 6 months
Why: Researched from the company's own website. Minimum monthly contribution of KShs 2,000 established from their resources page. Entry fee, share capital amount and dividend rate are not published on their site. Moved from register listing to researched.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 500
- Smallest monthly payment— now KES 3,000
Why: Read the Kenya Re SACCO official website (kenyaresacco.co.ke). Found registration fee KES 500 and minimum monthly contribution KES 3,000. No share capital, notice period, or dividend rate published. Moved from register to researched.
- Somebody read the company's own material— only a regulator's listing → researched
- Taken off each payment you make— now KES 3,000
- Smallest lump sum to start— now KES 100,000
- Smallest monthly payment— now KES 1,000
Why: Researched KMA Sacco's own website: found joining fee Ksh 3,000, minimum share capital Ksh 100,000, smallest monthly contribution Ksh 1,000, fixed deposit rate 6.5% p.a. Notice periods not published.
15 September 2026
- Somebody read the company's own material— only a regulator's listing → researched
Why: Read the company's own website (kenyahighlandssacco.co.ke). The site publishes no membership entry fee, share capital, minimum monthly deposit, notice periods or dividend rate. Moving from register listing to researched with nothing disclosed.
- Somebody read the company's own material— only a regulator's listing → researched
Why: Lead f6c4a36d-1666-4a2d-b095-617302bb5538: read the society's own website at https://achievassacco.co.ke/. It publishes no entry fee, share capital, minimum monthly deposit, notice periods, or declared dividend/interest rate. The site is a template with placeholder content. Moving from register to researched with terms_not_published=true.