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Old Mutual Unit Trust Scheme

Old Mutual Money Market Fund

Money market fund · Regulated by the CMA

Grows at
4.51% a year
after their charges

A fund approved by the Capital Markets Authority. You buy units in it and a manager invests the money for you.

Hear when this changes

What it has actually paid

  • 20258%
  • Q1 20262%

After the company's charges, where it publishes both. Past periods are not a promise about future ones.

Try your own numbers
How

If you put in KES 5,000 a month for 5 years

You pay in
KES 300,000
Charges take
KES 16,502
Tax takes
KES 6,535
You'd end up with
KES 337,031
If you stop after 2 years instead

You would have paid in KES 120,000.

They do not publish what you would get back if you stopped early. You would have to ask them.

  • · Based on paying KES 5,000 a month for 5 years.
  • · Their yearly charge is already taken out of the rate they advertise.
  • · 15% tax comes off the interest before you get it. They do not say if their rate already allows for it, so we took it off.
  • · The rate is not fixed. It can fall.
  • · Worked out from the company's own published figures.

The details that matter for this kind of plan

Annual effective yield
5.0%
Fund size
KES 806 million
Last dividend per unit
KES 9.80 (June 2025)
Number of units
1,838,534
Primary objective
To generate income from a diversified portfolio whilst ensuring investment risk is contained.
Year-to-date return May 2026
5.4% net

How to open this

→ How to become a Old Mutual Unit Trust Scheme member

What does it cost you?

Yearly charge on your moneyyour money2% a year
Taken off each payment you makeeach payment you makeNothing

What if you stop paying?

Nothing is owed. What you have already put in stays invested.

What if you need the money early?

The manager sets the notice and any charge for leaving. This fund does not publish either.

Who this suits

It could work for you if

You want a manager to invest for you and you have checked what this one charges and what it returns.

Think twice if

You want the price first. The charges are not published here, but the rate is.

What they tell you

  • What do they charge you every year?
    2% a year, taken from your money.
  • What is taken off the money you pay in?
    Nothing. They state there is no charge here.
  • Is the advertised return before or after their charges?
    After charges. The number you see is the number you get.
  • Are all their charges published?
    Yes, every charge they mention has a figure against it.
  • Do they say who regulates them?
    Yes — the CMA. That is who you complain to.

Talk to them

Compared with the others

There are 24 other plans of this kind on the board. See all 25 side by side — what each one leaves you with, and which of them will not say.

How current is this rate?

The 5.3% on this page is the rate Old Mutual Unit Trust Scheme last declared, as at 2025-12-31 — 10 months old.

The return for the calendar year 2025, from the December 2025 fact sheet.

What has changed here

  • 1 October 2026
    • Taken off each payment you make is now 0%, and was not published before
  • 1 October 2026
    • Yearly charge on your money is now 2% a year, and was not published before
  • 29 September 2026
    • Somebody read the company's own material only a regulator's listing → researched
    • The historical rate is now 5.3% a year, and was not published before

We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.

What the documents actually say

Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.

Where we got this