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Enwealth Capital Unit Trust Scheme

Enwealth Capital Unit Trust Scheme

Unit trust scheme · Regulated by the CMA

An umbrella scheme approved by the Capital Markets Authority. Five funds sit inside it. The Impact Debt Fund is also listed under the scheme.

Hear when this changes

The details that matter for this kind of plan

Management fee
2% a year
Entry fee
None
Exit fee
None
Minimum to start
KES 100
Funds in this scheme
Enwealth Balanced Fund, Enwealth Equity Fund, Enwealth Money Market Fund, Enwealth Dollar Money Market Fund, Enwealth Fixed Income Fund, Enwealth Impact Debt Fund

How to open this

  • Open with KES 100
  • then KES 100 a month
  • locked in for 1 months

→ How to become a Enwealth Capital Unit Trust Scheme member

What does it cost you?

Yearly charge on your moneythe funds2% a year
Taken off each payment you makeeach paymentNothing
Charge for taking money outeach redemptionNothing

What if you stop paying?

There is no exit fee. You can redeem your units at any time.

What if you need the money early?

There is no exit fee. The FAQ says short-term investments need at least one month.

Who this suits

It could work for you if

You want a CMA-approved umbrella. It charges 2% a year and no entry or exit fees.

Think twice if

You need the charges or rates for a specific fund inside the scheme. The umbrella FAQ gives scheme-level figures only.

What they tell you

  • What is the smallest amount you can start with?
    KES 100.
  • Are all their charges published?
    Yes, every charge they mention has a figure against it.
  • Do they say who regulates them?
    Yes — the CMA. That is who you complain to.

Talk to them

  • Website: enwealth.co.ke
  • If something goes wrong, the CMA is who supervises them.

Compared with the others

There are 6 other plans of this kind on the board. See all 7 side by side — what each one leaves you with, and which of them will not say.

What has changed here

  • 24 September 2026
    • Somebody read the company's own material only a regulator's listing → researched
    • Smallest lump sum to start is now KES 100, and was not published before
    • Smallest monthly payment is now KES 100, and was not published before
    • How long your money is tied up is now 1 month, and was not published before
    • Yearly charge on your money is now 2% a year, and was not published before
    • Taken off each payment you make is now 0%, and was not published before
    • Charge for taking money out is now 0%, and was not published before

We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.

What the documents actually say

Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.

Where we got this