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NCBA Unit Trust Funds

NCBA Fixed Income Fund

Bond fund · Regulated by the CMA

A fixed income fund inside the NCBA Unit Trust Funds umbrella. You buy units and a manager invests in fixed income securities.

Hear when this changes

The details that matter for this kind of plan

Minimum to start
KES 1,000
Account opening fee
None on the app
Daily max on app
KES 999,999

How to open this

  • Open with KES 1,000

What does it cost you?

Taken off each payment you makeNCBA Unit Trust Invest Now FAQsNothing

What if you stop paying?

Nothing is owed. What you have already put in stays invested.

What if you need the money early?

The manager sets the notice and any charge for leaving. The FAQ does not publish either.

Who this suits

It could work for you if

You want a manager to invest for you and you have checked what this one charges.

Think twice if

You want the price first. The notice period and exit charge are not published here.

What they tell you

  • What is taken off the money you pay in?
    Nothing. They state there is no charge here.
  • What is the smallest amount you can start with?
    KES 1,000.
  • Are all their charges published?
    Yes, every charge they mention has a figure against it.
  • Do they say who regulates them?
    Yes — the CMA. That is who you complain to.

Talk to them

Compared with the others

There are 14 other plans of this kind on the board. See all 15 side by side — what each one leaves you with, and which of them will not say.

What has changed here

  • 22 September 2026
    • Somebody read the company's own material only a regulator's listing → researched
    • Taken off each payment you make is now 0%, and was not published before
    • Smallest lump sum to start is now KES 1,000, and was not published before

We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.

What the documents actually say

Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.

  • “The minimum for the NCBA Dollar Fixed Income Fund is USD 100, with a daily maximum limit of USD 9,000.”
    NCBA Unit Trust Invest Now FAQsthe company itselfread 2026-09-22
  • “The minimum is KES 1,000, with a daily maximum limit of KES 999,999 for the NCBA Fixed Income Fund and the NCBA Equity Fund.”
    NCBA Unit Trust Invest Now FAQsthe company itselfread 2026-09-22
  • “The minimum is KES 1,000, with a daily maximum limit of KES 999,999 for the NCBA Fixed Income Fund and the NCBA Equity Fund. The minimum for the NCBA Dollar Fixed Income Fund is USD 100, with a daily maximum limit of USD 9,000.”
    NCBA Unit Trust Invest Now FAQsthe company itselfread 2026-09-22
  • “There are no account/portfolio opening fees or transactional charges levied on your Unit Trust Portfolio on the app. The app does not charge any fee for performing investment transactions (i.e. purchase/topups, withdrawals or statement views) on this platform.”
    NCBA Unit Trust Invest Now FAQsthe company itselfread 2026-09-22
  • “The Unit Trust service on NCBA NOW App will also only be available to Individual Unit Trust Portfolio holders.”
    NCBA Unit Trust Invest Now FAQsthe company itselfread 2026-09-22

Where we got this