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Ukristo Na Ufanisi DT Sacco Society Ltd

Ukristo Na Ufanisi DT Sacco Membership

SACCO membership · Regulated by the SASRA

It is a SACCO. You pay a registration fee. You pay a minimum monthly contribution.

Hear when this changes

What to watch out for

  • Ukristo na Ufanisi DT Sacco publishes a registration fee of Ksh.500 and a minimum monthly contribution of Ksh.1,500. It does not publish the dividend rate for share capital or the interest rate for deposits.

The details that matter for this kind of plan

Core Capital to Total Assets (CCA) 2025
18.54%
Core Capital to Total Deposits (CCD) 2025
24.55%
Institutional Capital to Total Assets (ICA) 2025
8.98%
External Borrowing to Total Assets 2025
0.00%
NPL Ratio 2025
14.00%

How to open this

  • then KES 1,500 a month

What does it cost you?

Taken off each payment you makeRegistration feeKES 500

What if you stop paying?

If you stop paying, give 60 days written notice. Your deposits are refundable. Your share capital is non-refundable. It is transferable.

What if you need the money early?

Deposits are refundable. You must give 60 days written notice. Share capital is non-refundable.

Who this suits

It could work for you if

You want to join a SACCO. It has a published registration fee. It has a published minimum monthly contribution.

Think twice if

You need a published dividend rate. You need a published interest rate. They are not published.

What they tell you

  • What is taken off the money you pay in?
    KES 500, taken from Registration fee.
  • What is the smallest amount you can start with?
    KES 1,500.
  • Are all their charges published?
    Yes, every charge they mention has a figure against it.
  • Do they say who regulates them?
    Yes — the SASRA. That is who you complain to.

Talk to them

Compared with the others

There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.

What has changed here

  • 27 September 2026
    • Somebody read the company's own material only a regulator's listing → researched
    • Smallest monthly payment is now KES 1,500, and was not published before
    • Taken off each payment you make is now KES 500, and was not published before

We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.

What the documents actually say

Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.

Where we got this