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Reli Regulated NWDT Sacco Society Limited

Reli Sacco Membership

SACCO membership · Regulated by the SASRA

A SACCO membership. You pay a KES 1,000 fee to join and save monthly. Your savings earn interest and shares earn dividends, both at rates the society sets and may change.

Hear when this changes

The details that matter for this kind of plan

Membership fee
KES 1,000 one-time
Interest on deposits
8% p.a., calculated annually on prorata basis
Dividend on shares
15.5% p.a., calculated annually
Smallest monthly deposit
KES 500 (Holiday Savings); KES 1,000 pensioners / KES 3,000 others (BOSA)

How to open this

  • then KES 500 a month

What does it cost you?

Taken off each payment you makemembership applicationKES 1,000

What if you stop paying?

Your savings stay with the society. What happens next is set by its own rules, which it does not publish.

What if you need the money early?

You cannot take this money out while you are a member. You get it back when you leave. Holiday savings need 2 months' notice.

Who this suits

It could work for you if

You want savings you cannot dip into, the chance to borrow against them, and a return on what you save.

Think twice if

You may need the money back soon. It is locked while you are a member.

What they tell you

  • What is taken off the money you pay in?
    KES 1,000, taken from membership application.
  • What is the smallest amount you can start with?
    KES 500.
  • Are all their charges published?
    Yes, every charge they mention has a figure against it.
  • Do they say who regulates them?
    Yes — the SASRA. That is who you complain to.

Talk to them

Compared with the others

There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.

What has changed here

  • 23 September 2026
    • Somebody read the company's own material only a regulator's listing → researched
    • Taken off each payment you make is now KES 1,000, and was not published before
    • Smallest monthly payment is now KES 500, and was not published before

We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.

What the documents actually say

Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.

Where we got this