Stoke - Uk Diaspora Sacco Membership
SACCO membership · Regulated by the SASRA
A SASRA-regulated savings society for Kenyans in the diaspora and in Kenya. You join by paying a registration fee, buying core shares, and saving monthly. The money you save stays with the society until you leave, and you can borrow up to four times what you have saved.
Hear when this changes
What it has actually paid
- 20248.5%
After the company's charges, where it publishes both. Past periods are not a promise about future ones.
The details that matter for this kind of plan
- Registration fee
- KES 10,000 non-refundable
- Minimum monthly savings
- KES 10,000
- Minimum share capital
- KES 20,000 in 2 core shares within 6 months
- Loan multiple
- Up to 4 times your savings
- 2024 return
- 8.5% interest on savings and 8.5% dividend on shares
How to open this
- then KES 10,000 a month
What does it cost you?
| Taken off each payment you makeregistration | KES 10,000 |
|---|
What if you stop paying?
Your savings stay with the society. What happens next is set by its own rules, which it does not publish.
What if you need the money early?
You cannot take this money out while you are a member. You get it back when you leave.
Who this suits
You want savings you cannot dip into, the chance to borrow against them, and you can commit to KES 10,000 monthly.
You may need the money back soon. It is locked while you are a member, and joining costs KES 10,000 plus KES 20,000 in shares.
What they tell you
- What is taken off the money you pay in?KES 10,000, taken from registration.
- What is the smallest amount you can start with?KES 10,000.
- Are all their charges published?Yes, every charge they mention has a figure against it.
- Do they say who regulates them?Yes — the SASRA. That is who you complain to.
Talk to them
- Website: www.stokediasporasacco.com
- Email: info@stokeukdiasporasacco.com
- If something goes wrong, the SASRA is who supervises them.
Compared with the others
There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.
What has changed here
- 26 September 2026
- Somebody read the company's own material only a regulator's listing → researched
- Taken off each payment you make is now KES 10,000, and was not published before
- Smallest monthly payment is now KES 10,000, and was not published before
- How many times your savings you can borrow is now 4x, and was not published before
We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“8.5 % interest on Savings and 8.5 % dividend on shares in 2024”
Stoke Diaspora Sacco homepage — membership terms, savings rates and dividendsthe company itselfread 2026-09-26“Aim to purchase at least 1 investment share each worth Kshs 10,000 every month”
Stoke Diaspora Sacco Join Us page — membership requirements and how to jointhe company itselfread 2026-09-26“a member can borrow a loan of up to four times the amount they have saved.”
Stoke Diaspora Sacco About Us page — history, SASRA authorisation and share termsthe company itselfread 2026-09-26“Buy 2 Core shares worth a total of Kes 20,000 within 6 months of joining.”
Stoke Diaspora Sacco homepage — membership terms, savings rates and dividendsthe company itselfread 2026-09-26“Each member is also required to buy a minimum of 2 core shares worth a total of Kshs 20,000 (Kes 10,000 per share) within 6 months of joining.”
Stoke Diaspora Sacco About Us page — history, SASRA authorisation and share termsthe company itselfread 2026-09-26“Maintain your monthly savings of at least Kshs 10,000.”
Stoke Diaspora Sacco Join Us page — membership requirements and how to jointhe company itselfread 2026-09-26“Pay Kes 10,000 registration fee.”
Stoke Diaspora Sacco homepage — membership terms, savings rates and dividendsthe company itselfread 2026-09-26“Pay the Non-refundable registration fee of Kshs. 10,000”
Stoke Diaspora Sacco Join Us page — membership requirements and how to jointhe company itselfread 2026-09-26“Purchase the minimum 2 shares each worth Kshs 10,000 totalling Kshs 20,000 within six months of joining.”
Stoke Diaspora Sacco Join Us page — membership requirements and how to jointhe company itselfread 2026-09-26“Save a minimum of Kes 10,000 monthly.”
Stoke Diaspora Sacco homepage — membership terms, savings rates and dividendsthe company itselfread 2026-09-26“The Sacco fosters a savings culture that requires each member to save a minimum of KES.10,000 monthly.”
Stoke Diaspora Sacco About Us page — history, SASRA authorisation and share termsthe company itselfread 2026-09-26
Where we got this
- SASRA: Sacco Supervision Annual Report 2024 — growth performance indicators for every regulated societythe regulatorRead on 2026-08-28
- Read on 2026-09-26
- Read on 2026-09-26
- Read on 2026-09-26