Ramco Group Sacco Membership
SACCO membership · Regulated by the SASRA
A SACCO membership. You buy shares and save monthly. The society is regulated by SASRA. It is a non-deposit-taking SACCO that was set up in 1985.
Hear when this changes
The details that matter for this kind of plan
- Registration fee
- KES 1,000, non-refundable
- Minimum share capital
- KES 20,000, non-refundable, payable over 10 months
- Minimum monthly savings
- KES 3,500
- Notice to leave
- 60 days' written notice
- Licensed by
- SASRA, as a non-deposit-taking (BOSA) SACCO
How to open this
- then KES 3,500 a month
What does it cost you?
| Taken off each payment you makeregistration | KES 1,000 |
|---|
What if you stop paying?
Your share capital and savings stay with the society. The society does not publish what happens next.
What if you need the money early?
You must give 60 days' written notice. Your share capital is non-refundable.
Who this suits
You want to save monthly and build share capital. You can borrow against your savings.
You need your share capital back quickly. It is non-refundable and you must give 60 days' notice to leave.
What they tell you
- What is taken off the money you pay in?KES 1,000, taken from registration.
- What is the smallest amount you can start with?KES 3,500.
- Are all their charges published?Yes, every charge they mention has a figure against it.
- Do they say who regulates them?Yes — the SASRA. That is who you complain to.
Talk to them
- Website: www.ramcogroupsacco.co.ke
- Email: ramcogroupsacco@gmail.com
- If something goes wrong, the SASRA is who supervises them.
Compared with the others
There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.
What has changed here
- 23 September 2026
- Somebody read the company's own material only a regulator's listing → researched
- Taken off each payment you make is now KES 1,000, and was not published before
- Smallest monthly payment is now KES 3,500, and was not published before
We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“Begin your monthly Savings/Deposits contributions (minimum Kes 3,500)”
RAMCO Group SACCO website — membership page, savings page, loans pagethe company itselfread 2026-09-23“Minimum Investment Kes 20,000”
“Minimum Share Capital Kes 20,000 (non-refundable)”
RAMCO Group SACCO website — membership page, savings page, loans pagethe company itselfread 2026-09-23“Minimum Shares 200 shares”
“Minimum Shares 200 shares (Kes 100 each)”
RAMCO Group SACCO website — membership page, savings page, loans pagethe company itselfread 2026-09-23“Price Per Share Kes 100”
“Refundable? No - non-refundable”
“Registration Fee Kes 1,000 (non-refundable)”
RAMCO Group SACCO website — membership page, savings page, loans pagethe company itselfread 2026-09-23“Returns Annual dividends”
“Submit a written notice - 60 days' notice is required”
RAMCO Group SACCO website — membership page, savings page, loans pagethe company itselfread 2026-09-23
Where we got this
- SASRA: Sacco Supervision Annual Report 2024 — growth performance indicators for every regulated societythe regulatorRead on 2026-08-28
- RAMCO Group SACCO website — membership page, savings page, loans pagethe company itselfRead on 2026-09-23
- RAMCO Group SACCO website — savings pagethe company itselfRead on 2026-09-23
- RAMCO Group SACCO website — loans pagethe company itselfRead on 2026-09-23