Wakenya Pamoja Sacco Membership
SACCO membership · Regulated by the SASRA
It is a member-owned co-op licensed by SASRA to take deposits. It started in 1976 and became autonomous in 1992.
Hear when this changes
What to watch out for
- SASRA lists this society as licensed for deposit-taking business in 2026. Its own website publishes no membership terms, charges or declared return.
- The live website returns HTTP 500 on every page. Content was read from Wayback Machine snapshots dated 2024 to 2026.
- The Wakenya Akiba fixed deposit account can be opened with as little as KShs 5,000 for terms of 3, 6, 9 or 12 months. No interest rate is stated.
The details that matter for this kind of plan
- Licence
- Listed as a deposit-taking SACCO by SASRA for 2026
- Savings products
- Eight account types listed; no interest rates published
What if you stop paying?
The society's own website says nothing about what happens if you stop paying. Ask the SACCO before you join.
What if you need the money early?
The society's own website publishes no notice period, lock-in or withdrawal terms. Ask the SACCO how long it takes to get deposits back, and what happens to your shares.
Who this suits
You want to check a licensed SACCO before you ask it for its terms.
You need membership terms, charges or rates now, and you cannot get them from the society's own website.
What they tell you
- Do they say who regulates them?Yes — the SASRA. That is who you complain to.
Talk to them
- Website: www.wakenyapamojasacco.com
- If something goes wrong, the SASRA is who supervises them.
Compared with the others
There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.
What has changed here
- 29 September 2026
- Somebody read the company's own material only a regulator's listing → researched
We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“"- Can fix as little as KShs 5000"”
Wakenya Pamoja Sacco Society Ltd — own website, savings products page (Wayback Machine snapshot 2024-12-13)the company itselfread 2026-09-29“Listed as a deposit-taking SACCO by SASRA for 2026”
SASRA: list of licensed and authorised Sacco societies, FY ending 31 Dec 2026the regulatorread 2026-09-16
Where we got this
- Read on 2026-09-16
- Wakenya Pamoja Sacco Society Ltd — own website, homepage (Wayback Machine snapshot 2025-01-25)the company itselfRead on 2026-09-29
- Wakenya Pamoja Sacco Society Ltd — own website, savings products page (Wayback Machine snapshot 2024-12-13)the company itselfRead on 2026-09-29
- Wakenya Pamoja Sacco Society Ltd — own website, loans page (Wayback Machine snapshot 2024-11-11)the company itselfRead on 2026-09-29
- Wakenya Pamoja Sacco Society Ltd — own website, public notice about Credit Reference Bureau registration (Wayback Machine snapshot 2026-02-07)the company itselfRead on 2026-09-29
- Wakenya Pamoja Sacco Society Ltd — own website, membership page (Wayback Machine snapshot 2026-02-07)the company itselfRead on 2026-09-29