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NRS Sacco Society Ltd

NRS Sacco Membership

SACCO membership · Regulated by the SASRA

NRS DT Sacco is a co-operative society licensed by SASRA to take deposits. It offers savings products and loans to members.

Hear when this changes

The details that matter for this kind of plan

Core Capital to Total Assets (CCA) 2025
15.01%
Core Capital to Total Deposits (CCD) 2025
20.57%
Institutional Capital to Total Assets (ICA) 2025
8.81%
External Borrowing to Total Assets 2025
8.70%
NPL Ratio 2025
5.68%

How to open this

  • Open with KES 20,000
  • then KES 1,000 a month

What if you stop paying?

Ask the SACCO what happens if you stop paying your monthly deposit, before you join.

What if you need the money early?

Ask the SACCO how long it takes to get deposits back, and what happens to your share capital. Their website does not publish a notice period or lock-in.

Who this suits

It could work for you if

You want to join a licensed SACCO and can meet the KES 20,000 share capital and KES 1,000 monthly minimum.

Think twice if

You need a published dividend rate or interest-on-deposits rate before you join. Their website does not publish one.

What they tell you

  • What is the smallest amount you can start with?
    KES 1,000.
  • Do they say who regulates them?
    Yes — the SASRA. That is who you complain to.

Talk to them

Compared with the others

There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.

What has changed here

  • 20 September 2026
    • Somebody read the company's own material only a regulator's listing → researched
    • Smallest lump sum to start is now KES 20,000, and was not published before
    • Smallest monthly payment is now KES 1,000, and was not published before
    • How many times your savings you can borrow is now 4x, and was not published before

We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.

What the documents actually say

Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.

Where we got this