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Ushuru Sacco Society Ltd

Ushuru Sacco Membership

SACCO membership · Regulated by the SASRA

It is a member-owned SACCO. SASRA licenses it to take deposits. Its joining terms are on its own website.

Hear when this changes

What to watch out for

  • The company's own website publishes share capital of KES 10,000, an entrance fee of KES 1,000, and minimum monthly savings of KES 3,000. It does not publish a dividend rate, a management fee, a notice period or a lock-in.

The details that matter for this kind of plan

Licence
Listed as a deposit-taking SACCO by SASRA for 2026
Share capital
KES 10,000
Minimum monthly savings
KES 3,000
Rejoining fee
KES 3,000

How to open this

  • Open with KES 10,000
  • then KES 3,000 a month

What does it cost you?

Taken off each payment you makemembership pageKES 1,000

What if you stop paying?

The company does not say what happens if you stop paying. Ask the SACCO before you join.

What if you need the money early?

The company does not say how long it takes to get deposits back. Ask the SACCO before you join.

Who this suits

It could work for you if

You want to join a licensed SACCO. You can meet a KES 10,000 share capital and KES 3,000 monthly savings commitment.

Think twice if

You need a dividend rate, a management fee, or withdrawal terms. These are not published.

What they tell you

  • What is taken off the money you pay in?
    KES 1,000, taken from membership page.
  • What is the smallest amount you can start with?
    KES 3,000.
  • Do they say who regulates them?
    Yes — the SASRA. That is who you complain to.

Talk to them

Compared with the others

There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.

What has changed here

  • 28 September 2026
    • Somebody read the company's own material only a regulator's listing → researched
    • Smallest monthly payment is now KES 3,000, and was not published before
    • Smallest lump sum to start is now KES 10,000, and was not published before
    • Taken off each payment you make is now KES 1,000, and was not published before

We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.

What the documents actually say

Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.

Where we got this