Nairobi Water Sacco Membership
SACCO membership · Regulated by the SASRA
A non-deposit-taking savings and credit society regulated by SASRA, open to all members. You save with it and can borrow. The money you pay in stays until you leave.
Hear when this changes
The details that matter for this kind of plan
- Benevolent Fund monthly contribution
- KES 400
- Benevolent Fund death benefit (principal/spouse)
- KES 70,000
- Benevolent Fund death benefit (children/parents)
- KES 50,000
What does it cost you?
There are no separate charges. What you pay each month is the price of the cover.
What if you stop paying?
Your savings stay with the society. What happens next is set by its own rules, which it does not publish.
What if you need the money early?
You cannot take this money out while you are a member. You get it back when you leave.
Who this suits
You want savings you cannot dip into, and the chance to borrow against them. The society also offers a Benevolent Fund that covers death costs for KES 400 a month.
You may need the money back soon. It is locked while you are a member. The society does not publish an entry fee, share capital, minimum deposit, notice period or dividend rate, so you cannot compare it before joining.
What they tell you
- Are all their charges published?They list no separate charges. What you pay is the price.
- Do they say who regulates them?Yes — the SASRA. That is who you complain to.
Talk to them
- Website: nairobiwatersacco.co.ke
- Email: naciwasco@nairobiwater.co.ke
- If something goes wrong, the SASRA is who supervises them.
Compared with the others
There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.
What has changed here
- 20 September 2026
- Somebody read the company's own material only a regulator's listing → researched
We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“All fees are as per the Sacco's bylaws”
“A member is required to fill a benevolent scheme joining form clearly stating the beneficiaries and contribute Kshs.400 monthly.”
Nairobi Water Sacco Society Limited — savings products page (Benevolent Fund terms)the company itselfread 2026-09-20“Children – Kshs.50,000”
Nairobi Water Sacco Society Limited — savings products page (Benevolent Fund terms)the company itselfread 2026-09-20“Nairobi Water Sacco is a Non-deposit taking Savings and Credit Society regulated by The SACCO Societies Regulatory Authority (SASRA) and is open for all members to join.”
“Nairobi Water Sacco Membership Form”
“Parent – Kshs.50,000”
Nairobi Water Sacco Society Limited — savings products page (Benevolent Fund terms)the company itselfread 2026-09-20“Please fill in the form below”
“Principal member – Kshs.70,000”
Nairobi Water Sacco Society Limited — savings products page (Benevolent Fund terms)the company itselfread 2026-09-20“Spouse – Kshs.70,000”
Nairobi Water Sacco Society Limited — savings products page (Benevolent Fund terms)the company itselfread 2026-09-20“The cover has a 3months(90days) waiting period from inception on natural deaths and non for accidental deaths.”
Nairobi Water Sacco Society Limited — savings products page (Benevolent Fund terms)the company itselfread 2026-09-20
Where we got this
- SASRA: Sacco Supervision Annual Report 2024 — growth performance indicators for every regulated societythe regulatorRead on 2026-08-28
- Nairobi Water Sacco Society Limited — homepage and product listingthe company itselfRead on 2026-09-20
- Nairobi Water Sacco Society Limited — savings products page (Benevolent Fund terms)the company itselfRead on 2026-09-20
- Nairobi Water Sacco Society Limited — become-member pagethe company itselfRead on 2026-09-20
- Nairobi Water Sacco Society Limited — about pagethe company itselfRead on 2026-09-20
- Nairobi Water Sacco membership formthe company itselfRead on 2026-09-20