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Siraji Sacco Society Ltd

Siraji Sacco Membership

SACCO membership · Regulated by the SASRA

A SACCO licensed by SASRA, founded in 1996, serving employees of horticultural farms in Mt. Kenya, Nairobi and Naivasha regions. It offers savings accounts and loans.

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The details that matter for this kind of plan

Core Capital to Total Assets (CCA) 2025
15.31%
Core Capital to Total Deposits (CCD) 2025
21.34%
Institutional Capital to Total Assets (ICA) 2025
7.91%
External Borrowing to Total Assets 2025
9.03%
NPL Ratio 2025
13.78%

What does it cost you?

Taken off each payment you makeregistration feeKES 100

What if you stop paying?

Your savings stay with the society. What happens next is set by its own rules, which it does not publish.

What if you need the money early?

Ask the SACCO how long it takes to get deposits back, and what happens to your shares. Its own website does not say.

Who this suits

It could work for you if

You want a SACCO with a low registration fee. Its savings account charges no maintenance or opening fee.

Think twice if

You need the share capital, minimum monthly deposit, notice period or dividend rate before you join. The society does not publish any of these.

What they tell you

  • What is taken off the money you pay in?
    KES 100, taken from registration fee.
  • Do they say who regulates them?
    Yes — the SASRA. That is who you complain to.

Talk to them

Compared with the others

There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.

What has changed here

  • 24 September 2026
    • Somebody read the company's own material only a regulator's listing → researched
    • Taken off each payment you make is now KES 100, and was not published before

We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.

What the documents actually say

Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.

Where we got this