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Maktaba Regulated NWDT Sacco Society Limited

Maktaba Sacco Membership

SACCO membership · Regulated by the SASRA

A savings society owned by its members. You save with it and can borrow. The money you pay in stays until you leave. Maktaba SACCO was founded in 1977 by staff of the Kenya National Library Services and draws members from government ministries, parastatals, NGOs, the private sector and entrepreneurs.

Hear when this changes

The details that matter for this kind of plan

Founded
1977, by staff of the Kenya National Library Services
Share capital
Ksh 15,000, mentioned as a loan requirement
Office
Maktaba Kuu Building, Ngong Road, Upperhill, Nairobi
What you save
Deposits you cannot withdraw while a member
Licensed by
SASRA, as a non-withdrawable deposit-taking society

What does it cost you?

There are no separate charges. What you pay each month is the price of the cover.

What if you stop paying?

Your savings stay with the society. What happens next is set by its own rules, which it does not publish.

What if you need the money early?

You cannot take this money out while you are a member. You get it back when you leave.

Who this suits

It could work for you if

You want savings you cannot dip into, and the chance to borrow against them. Maktaba offers a Karibu loan for new members and a Uwezo loan for longer-term financing.

Think twice if

You may need the money back soon. It is locked while you are a member. The society does not publish its joining terms, so you cannot check the entry cost or minimum deposit before applying.

What they tell you

  • Are all their charges published?
    They list no separate charges. What you pay is the price.
  • Do they say who regulates them?
    Yes — the SASRA. That is who you complain to.

Talk to them

Compared with the others

There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.

What has changed here

  • 18 September 2026
    • Somebody read the company's own material only a regulator's listing → researched

We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.

What the documents actually say

Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.

Where we got this