Qwetu Sacco Membership
SACCO membership · Regulated by the SASRA
Qwetu Sacco Society Ltd is a member-owned co-op licensed by SASRA to take deposits. It has been regulated since 2012 and has over 50,000 members.
Hear when this changes
The details that matter for this kind of plan
- Licence
- Listed as a deposit-taking SACCO by SASRA for 2026
- Membership fee
- KES 500 one-time
- Minimum share capital
- KES 25,000
- FOSA account minimum
- KES 1,000
- MPS contribution
- KES 200 monthly
- RRF contribution
- KES 400 monthly
How to open this
- Open with KES 25,000
What does it cost you?
| Taken off each payment you makemembership fee | KES 500 |
|---|
What if you stop paying?
The SACCO does not publish what happens if you stop paying your monthly contributions. Ask it before you join.
What if you need the money early?
The SACCO does not publish how long it takes to get deposits back or what happens to your shares. Ask it before you join.
Who this suits
You want to join a licensed SACCO and can pay a one-time fee and share capital.
You need published rates, notice periods or withdrawal terms before you join.
What they tell you
- What is taken off the money you pay in?KES 500, taken from membership fee.
- What is the smallest amount you can start with?KES 25,000.
- Do they say who regulates them?Yes — the SASRA. That is who you complain to.
Talk to them
- Website: qwetusacco.co.ke
- Email: info@qwetusacco.com
- If something goes wrong, the SASRA is who supervises them.
Compared with the others
There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.
What has changed here
- 23 September 2026
- Somebody read the company's own material only a regulator's listing → researched
- Smallest lump sum to start is now KES 25,000, and was not published before
- Taken off each payment you make is now KES 500, and was not published before
We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“Contribute Member Protection Scheme (MPS) Kshs.200 monthly”
“Contribute minimum Share Capital Kshs.25, 000”
“Contribute Risk and Retirement Fund (RRF) Kshs.400monthly”
“Open & operate a FOSA Account with a minimum balance Kshs.1, 000”
“Pay membership fee Kshs.500”
“Listed as a deposit-taking SACCO by SASRA for 2026”
SASRA: list of licensed and authorised Sacco societies, FY ending 31 Dec 2026the regulatorread 2026-09-16
Where we got this
- Read on 2026-09-16
- Qwetu DT Sacco - Become a Member pagethe company itselfRead on 2026-09-23
- Qwetu DT Sacco - Corporate Information pagethe company itselfRead on 2026-09-23