Post Bank Regulated NWDT Sacco Society Limited
Post Bank Sacco Membership
SACCO membership · Regulated by the SASRA
A SACCO owned by its members. You save with it and can borrow. The money you pay in stays until you leave.
Hear when this changes
The details that matter for this kind of plan
- Minimum monthly contribution
- Kshs 2,500 for main savings (Kshs 1,000 for pensioners); Kshs 500 for school fees product
- Joining fee
- Kshs 1,000 one-time
- Withdrawal notice
- 60 days written notice required
How to open this
- then KES 2,500 a month
What does it cost you?
| Taken off each payment you makeone-time joining fee | KES 1,000 |
|---|---|
| Penalty for taking money out earlypremature withdrawal before 3 months of saving | KES 200 |
What if you stop paying?
Your savings stay with the society. You get them back when you leave, with 60 days written notice.
What if you need the money early?
You cannot take this money out while you are a member. Premature withdrawal before 3 months of saving costs Kshs 200.
Who this suits
It could work for you if
You want savings you cannot dip into, and the chance to borrow against them.
Think twice if
You may need the money back soon. It is locked while you are a member.
What they tell you
- What is taken off the money you pay in?KES 1,000, taken from one-time joining fee.
- What is the smallest amount you can start with?KES 2,500.
- Do they say who regulates them?Yes — the SASRA. That is who you complain to.
Talk to them
- Website: postbanksacco.co.ke
- Email: sacco@postbank.co.ke
- If something goes wrong, the SASRA is who supervises them.
Compared with the others
There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.
What has changed here
- 22 September 2026
- Somebody read the company's own material only a regulator's listing → researched
- Taken off each payment you make is now KES 1,000, and was not published before
- Penalty for taking money out early is now KES 200, and was not published before
- Smallest monthly payment is now KES 2,500, and was not published before
We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“Any member who wishes to withdraw his/her deposits must give a written 60 days notice.”
Postbank Sacco — Main Savings Product page: minimum contribution, notice periodthe company itselfread 2026-09-22“At minimum level members should save for 3 months and any premature withdrawal before this period will be charged Kshs 200 premature fee.”
Postbank Sacco — Redeemable Savings Product page: interest rate, premature withdrawal feethe company itselfread 2026-09-22“Every member of the society must contribute to this scheme and should make a minimum monthly contribution of Kshs. 2,500 and Kshs. 1,000 (Pensioners only).”
Postbank Sacco — Main Savings Product page: minimum contribution, notice periodthe company itselfread 2026-09-22“Joining fee is Kshs 1000.00 which can be paid through M-sacco or through our bank accounts.”
Postbank Sacco — FAQs page: joining fee, withdrawal rules, rejoiningthe company itselfread 2026-09-22“Partial withdrawal of the shares is not allowed unless one is withdrawing from the society. If a member has outstanding loans the same will be offset using the shares. One has to issue a 60 days written notice when withdrawing from the society.”
Postbank Sacco — FAQs page: joining fee, withdrawal rules, rejoiningthe company itselfread 2026-09-22“Savings attract payable interest of 7% per annum calculated on a monthly basis for a minimum period of 1 year.”
Postbank Sacco — Junior Savings Product page: interest rate on savingsthe company itselfread 2026-09-22“This product attracts an interest rate of 7% per annum monthly (calculated monthly).”
Postbank Sacco — Redeemable Savings Product page: interest rate, premature withdrawal feethe company itselfread 2026-09-22“Yes, One can rejoin immediately and will be required to pay membership fee of Ksh 2,000.”
Postbank Sacco — FAQs page: joining fee, withdrawal rules, rejoiningthe company itselfread 2026-09-22
Where we got this
- SASRA: Sacco Supervision Annual Report 2024 — growth performance indicators for every regulated societythe regulatorRead on 2026-08-28
- Postbank Sacco official website — homepage, about, products, FAQsthe company itselfRead on 2026-09-22
- Postbank Sacco — FAQs page: joining fee, withdrawal rules, rejoiningthe company itselfRead on 2026-09-22
- Read on 2026-09-22
- Postbank Sacco — Junior Savings Product page: interest rate on savingsthe company itselfRead on 2026-09-22
- Postbank Sacco — Redeemable Savings Product page: interest rate, premature withdrawal feethe company itselfRead on 2026-09-22