Mtn Sacco Membership
SACCO membership · Regulated by the SASRA
A savings society owned by its members. You save with it and can borrow. The money you pay in stays until you leave.
Hear when this changes
The details that matter for this kind of plan
- What you save
- Deposits you cannot withdraw while a member
- Licensed by
- SASRA, as a non-withdrawable deposit-taking society
- Loans available
- Up to KES 150,000 at 1% per month on reducing balance
What does it cost you?
There are no separate charges. What you pay each month is the price of the cover.
What if you stop paying?
Your savings stay with the society. What happens next is set by its own rules, which it does not publish.
What if you need the money early?
You cannot take this money out while you are a member. You get it back when you leave.
Who this suits
You want savings you cannot dip into, and the chance to borrow against them.
You may need the money back soon. It is locked while you are a member.
What they tell you
- Are all their charges published?They list no separate charges. What you pay is the price.
- Do they say who regulates them?Yes — the SASRA. That is who you complain to.
Talk to them
- Website: mtnsacco.co.ke
- Email: mtnsaccoltd@yahoo.com
- If something goes wrong, the SASRA is who supervises them.
Compared with the others
There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.
What has changed here
- 19 September 2026
- Somebody read the company's own material only a regulator's listing → researched
We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“A maximum of Ksh100,000”
“Emergency loans is a maximum of Kshs 150,000.”
“Interest rate of 1% per month on a reducing balance for members with a Maximum repayment period of 4 years: see terms & conditions.”
MTN SACCO website — homepage, about, loans, emergency loans, instant loans, products, news, contactthe company itselfread 2026-09-19“Interest rate shall be 1 % per month on reducing balance.”
“Interest rate shall be 1% per month on reducing balance”
“Repayment period up to a maximum of 12 months”
“Repayment period up to a maximum of 18 months.”
“The loan is disbursed within 24-hours.”
Where we got this
- SASRA: Sacco Supervision Annual Report 2024 — growth performance indicators for every regulated societythe regulatorRead on 2026-08-28
- MTN SACCO website — homepage, about, loans, emergency loans, instant loans, products, news, contactthe company itselfRead on 2026-09-19
- MTN SACCO — Instant Loans pagethe company itselfRead on 2026-09-19
- MTN SACCO — Emergency Loans pagethe company itselfRead on 2026-09-19