Wakulima Commercial Sacco Membership
SACCO membership · Regulated by the SASRA
It is a member-owned co-op. SASRA licenses it to take deposits. It serves dairy and coffee farmers and salaried people in Mukurwe-ini, Nyeri County.
Hear when this changes
What it has actually paid
- 20054%
- 20066%
- 200710%
- 200811%
- 200910%
- 201010%
After the company's charges, where it publishes both. Past periods are not a promise about future ones.
The details that matter for this kind of plan
- Licence
- Listed as a deposit-taking SACCO by SASRA for 2026
- Members
- Over 15,000 active members
- Dividend history
- Published for 2005-2010 only; most recent rate 11% in 2008
- Joining and returns
- Not published on the society's own website
What if you stop paying?
The society does not publish what happens if you stop paying. Ask the SACCO before you join.
What if you need the money early?
The society does not publish notice or lock-in periods. Your share capital is not withdrawable. It can be transferred to another member when you leave.
Who this suits
You are a dairy or coffee farmer or a salaried person in the Mukurwe-ini area. You want to save and borrow through a licensed SACCO.
You need published joining terms, a current dividend rate, or charges you can compare now.
What they tell you
- Do they say who regulates them?Yes — the SASRA. That is who you complain to.
Talk to them
- Website: www.wakulimasacco.co.ke
- Email: info@wakulimasacco.co.ke
- If something goes wrong, the SASRA is who supervises them.
Compared with the others
There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.
What has changed here
- 29 September 2026
- Somebody read the company's own material only a regulator's listing → researched
We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“Currently the SACCO have over 15,000 active members derived from Dairy Farmers, Coffee Farmers as well as Salaried people and other sectors of the economy.”
Wakulima Commercial Sacco Limited — about page (company background, membership, assets)the company itselfread 2026-09-29“No, shares and unwithdrawable deposits cannot be used to clear loan. All loans should be cleared in full.”
Wakulima Commercial Sacco Limited — FAQ page (membership terms, share capital, deposits)the company itselfread 2026-09-29“Share capital is the portion of equity that a member owns in the Sacco. The amount is not withdrawable, but transferrable to another member in the case of cease of membership.”
Wakulima Commercial Sacco Limited — FAQ page (membership terms, share capital, deposits)the company itselfread 2026-09-29“Since the second year of its operations, the Sacco has paid dividends to its members starting with a rate of 4% in the year 2005, 6% in 2006, 10% in 2007 , 11% in 2008, 10% in 2009 and 10% in 2010”
Wakulima Commercial Sacco Limited — dividend history and achievements (via Wakulima Dairy site)the company itselfread 2026-09-29“The Sacco began its operation in March 2004”
Wakulima Commercial Sacco Limited — about page (company background, membership, assets)the company itselfread 2026-09-29“Unwithdrawable deposits are the savings that are used as eligibility for a member to get a loan. They earn interest and are refundable upon withdrawal from the Sacco.”
Wakulima Commercial Sacco Limited — FAQ page (membership terms, share capital, deposits)the company itselfread 2026-09-29“Wakulima Commercial Sacco Limited formerly Wakulima Dairy Sacco Limited was registered on 24th September 2003 under the Ministry of Co-operative Development and Marketing”
Wakulima Commercial Sacco Limited — about page (company background, membership, assets)the company itselfread 2026-09-29“With an Asset Base of over Ksh 800M and Ksh 750M loan portifolio”
Wakulima Commercial Sacco Limited — about page (company background, membership, assets)the company itselfread 2026-09-29“Listed as a deposit-taking SACCO by SASRA for 2026”
SASRA: list of licensed and authorised Sacco societies, FY ending 31 Dec 2026the regulatorread 2026-09-16
Where we got this
- Read on 2026-09-16
- Wakulima Commercial Sacco Limited — official website (home, about, services, account pages)the company itselfRead on 2026-09-29
- Wakulima Commercial Sacco Limited — about page (company background, membership, assets)the company itselfRead on 2026-09-29
- Wakulima Commercial Sacco Limited — FAQ page (membership terms, share capital, deposits)the company itselfRead on 2026-09-29
- Read on 2026-09-29
- Wakulima Commercial Sacco Limited — dividend history and achievements (via Wakulima Dairy site)the company itselfRead on 2026-09-29