Tetra Pak Sacco Membership
SACCO membership · Regulated by the SASRA
A SACCO where you save monthly and can borrow. Tetra Sacco is member-owned since 1983. It is SASRA-regulated.
Hear when this changes
The details that matter for this kind of plan
- Registration fee
- KES 1,000 one-time
- Minimum share capital
- KES 10,000
- Minimum monthly deposits
- KES 3,000 for BOSA, KES 500 for Malaika Junior
- Fixed deposit rate
- 7.5% p.a. (no year attached)
How to open this
- Open with KES 10,000
- then KES 3,000 a month
What does it cost you?
| Taken off each payment you makeone-time membership registration charge | KES 1,000 |
|---|
What if you stop paying?
Your savings stay with the society. What happens next is set by its own rules, which it does not publish.
What if you need the money early?
You cannot take this money out while you are a member. You get it back when you leave. The Malaika Junior account allows withdrawals three times a year.
Who this suits
You want savings you cannot dip into. You also want the chance to borrow against them.
You may need the money back soon. It is locked while you are a member. The minimum monthly deposit is KES 3,000.
What they tell you
- What is taken off the money you pay in?KES 1,000, taken from one-time membership registration charge.
- What is the smallest amount you can start with?KES 3,000.
- Are all their charges published?Yes, every charge they mention has a figure against it.
- Do they say who regulates them?Yes — the SASRA. That is who you complain to.
Talk to them
- Website: tetrasacco.co.ke
- Email: info@tetrapaksacco.co.ke
- If something goes wrong, the SASRA is who supervises them.
Compared with the others
There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.
What has changed here
- 26 September 2026
- Somebody read the company's own material only a regulator's listing → researched
- Taken off each payment you make is now KES 1,000, and was not published before
- Smallest lump sum to start is now KES 10,000, and was not published before
- Smallest monthly payment is now KES 3,000, and was not published before
We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“7.5% p.a. on fixed deposits”
Tetra Sacco homepage — products, membership call-to-action, and fixed deposit ratethe company itselfread 2026-09-26“Minimum monthly deposits of KES 3,000.”
Tetra Sacco membership page — joining requirements, fees, share capital and minimum deposits for BOSA and Malaika Juniorthe company itselfread 2026-09-26“Minimum monthly saving is KES 500.”
Tetra Sacco membership page — joining requirements, fees, share capital and minimum deposits for BOSA and Malaika Juniorthe company itselfread 2026-09-26“Must have a minimum share capital of KES 10,000.”
Tetra Sacco membership page — joining requirements, fees, share capital and minimum deposits for BOSA and Malaika Juniorthe company itselfread 2026-09-26“Registration is KES 1,000.”
Tetra Sacco membership page — joining requirements, fees, share capital and minimum deposits for BOSA and Malaika Juniorthe company itselfread 2026-09-26
Where we got this
- SASRA: Sacco Supervision Annual Report 2024 — growth performance indicators for every regulated societythe regulatorRead on 2026-08-28
- Tetra Sacco homepage — products, membership call-to-action, and fixed deposit ratethe company itselfRead on 2026-09-26
- Tetra Sacco membership page — joining requirements, fees, share capital and minimum deposits for BOSA and Malaika Juniorthe company itselfRead on 2026-09-26