Kidapu Sacco Membership
SACCO membership · Regulated by the SASRA
A savings society owned by its members. You save with it and can borrow. The money you pay in stays until you leave.
Hear when this changes
The details that matter for this kind of plan
- What you save
- Deposits you cannot withdraw while a member
- Licensed by
- SASRA, as a non-withdrawable deposit-taking society
- Registration fee
- KES 1,200 one-time
- Minimum monthly contribution
- KES 2,100
- Minimum share capital
- KES 10,000, in installments or lump sum
How to open this
- Open with KES 10,000
- then KES 2,100 a month
What does it cost you?
| Taken off each payment you makeMembership fee | KES 1,200 |
|---|
What if you stop paying?
Your savings stay with the society. What happens next is set by its own rules, which it does not publish.
What if you need the money early?
You cannot take this money out while you are a member. You get it back when you leave.
Who this suits
You want savings you cannot dip into, and the chance to borrow against them.
You may need the money back soon. It is locked while you are a member.
What they tell you
- What is taken off the money you pay in?KES 1,200, taken from Membership fee.
- What is the smallest amount you can start with?KES 2,100.
- Are all their charges published?Yes, every charge they mention has a figure against it.
- Do they say who regulates them?Yes — the SASRA. That is who you complain to.
Talk to them
- Website: kidapusacco.co.ke
- Email: info@kidapusacco.co.ke
- If something goes wrong, the SASRA is who supervises them.
Compared with the others
There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.
What has changed here
- 16 September 2026
- Somebody read the company's own material only a regulator's listing → researched
- Taken off each payment you make is now KES 1,200, and was not published before
- Smallest monthly payment is now KES 2,100, and was not published before
- Smallest lump sum to start is now KES 10,000, and was not published before
We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“Currently the Sacco has an active membership of 1156.”
“Having a minimum share capital contribution of KES. 10,000 (payable in installments or in lump sum) upon registration.”
“Kidapu Sacco was registered in 1976”
“Making minimum monthly contribution of KES. 2,100”
“Membership fee of KES. 1,200”
Where we got this
- SASRA: Sacco Supervision Annual Report 2024 — growth performance indicators for every regulated societythe regulatorRead on 2026-08-28
- Kidapu Sacco Membership page — how to join, fees, minimumsthe company itselfRead on 2026-09-16
- Kidapu Sacco About Us page — history, membership size, missionthe company itselfRead on 2026-09-16