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Pefa Nairobi Regulated NWDT Sacco Society Limited

Pefa Nairobi Sacco Membership

SACCO membership · Regulated by the SASRA

A SACCO regulated by SASRA. You pay a registration fee and save each month. You can borrow against your savings.

Hear when this changes

The details that matter for this kind of plan

Registration fee
KES 1,000 for new members joining the Sacco
Smallest monthly saving
KES 1,500 per month with the Current Savings plan
Loan eligibility
6 months membership and KES 9,000 minimum total contributions

How to open this

  • then KES 1,500 a month

What does it cost you?

Taken off each payment you makeSuper Save Account page, which states the registration fee for new membersKES 1,000

What if you stop paying?

Your savings stay with the society. What happens next is set by its own rules, which it does not publish.

What if you need the money early?

You cannot take your savings out while you are a member. You get them back when you leave.

Who this suits

It could work for you if

You want to save a fixed amount each month and may need a loan against your savings.

Think twice if

You may need the money back soon. It is locked while you are a member. The minimum monthly commitment is KES 1,500.

What they tell you

  • What is taken off the money you pay in?
    KES 1,000, taken from Super Save Account page, which states the registration fee for new members.
  • What is the smallest amount you can start with?
    KES 1,500.
  • Are all their charges published?
    Yes, every charge they mention has a figure against it.
  • Do they say who regulates them?
    Yes — the SASRA. That is who you complain to.

Talk to them

Compared with the others

There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.

What has changed here

  • 21 September 2026
    • Somebody read the company's own material only a regulator's listing → researched
    • Taken off each payment you make is now KES 1,000, and was not published before
    • Smallest monthly payment is now KES 1,500, and was not published before

We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.

What the documents actually say

Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.

Where we got this