Unbound Sacco Membership
SACCO membership · Regulated by the SASRA
A SACCO owned by its members. You pay an entrance fee of KES 200, buy shares, and save at least KES 500 each month. The money stays with the society while you are a member and you can borrow against it.
Hear when this changes
How to open this
- then KES 500 a month
What does it cost you?
| Taken off each payment you makeeach application for membership | KES 200 |
|---|
What if you stop paying?
Your savings stay with the society. What happens next is set by its own rules, which it does not publish.
What if you need the money early?
You cannot take this money out while you are a member. You get it back when you leave.
Who this suits
You want savings you cannot dip into, and the chance to borrow against them. You are part of the Unbound Kenya Nairobi Project community.
You may need the money back soon. It is locked while you are a member, and you must meet the common bond requirement to join.
What they tell you
- What is taken off the money you pay in?KES 200, taken from each application for membership.
- What is the smallest amount you can start with?KES 500.
- Are all their charges published?Yes, every charge they mention has a figure against it.
- Do they say who regulates them?Yes — the SASRA. That is who you complain to.
Talk to them
- Website: unboundsacco.com
- Email: info@unboundsacco.com
- If something goes wrong, the SASRA is who supervises them.
Compared with the others
There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.
What has changed here
- 27 September 2026
- Somebody read the company's own material only a regulator's listing → researched
- Taken off each payment you make is now KES 200, and was not published before
- Smallest monthly payment is now KES 500, and was not published before
We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“An applicant shall be admitted to membership of the SACCO Society on application upon payment of an entrance fee of Kshs 200 and purchase of minimum shares as shall be fixed by the General meeting from time to time.”
Unbound SACCO — membership page: entrance fee, share capital, minimum monthly deposit, common bondthe company itselfread 2026-09-27“Choose a repayment period that fits your life — with terms of up to 72 months and flexible options like the Development Flex loan.”
Unbound SACCO — about us page: founded 2014, loan rates from 7.5% p.a, loan products, SASRA regulatedthe company itselfread 2026-09-27“From emergency loans of Ksh 500 to development loans of up to Ksh 1.5M — we have a product for every need, at every stage of life.”
Unbound SACCO — about us page: founded 2014, loan rates from 7.5% p.a, loan products, SASRA regulatedthe company itselfread 2026-09-27“Loan Repayment Rate 92%”
Unbound SACCO — homepage: loan repayment rate 92%, member satisfaction 88%, savings growth 85%the company itselfread 2026-09-27“Members contribute a minimum of Kshs 500 monthly. Members can deposit small amounts to add up to the minimum by end of month.”
Unbound SACCO — membership page: entrance fee, share capital, minimum monthly deposit, common bondthe company itselfread 2026-09-27“Our loans start from as low as 7.5% p.a — designed to be accessible, not exploitative.”
Unbound SACCO — about us page: founded 2014, loan rates from 7.5% p.a, loan products, SASRA regulatedthe company itselfread 2026-09-27“The Sacco was authorized in the year 2020 as a Non-Withdrawable Deposit Taking (NWDT) society.”
Unbound SACCO — membership page: entrance fee, share capital, minimum monthly deposit, common bondthe company itselfread 2026-09-27
Where we got this
- SASRA: Sacco Supervision Annual Report 2024 — growth performance indicators for every regulated societythe regulatorRead on 2026-08-28
- Unbound SACCO — membership page: entrance fee, share capital, minimum monthly deposit, common bondthe company itselfRead on 2026-09-27
- Unbound SACCO — about us page: founded 2014, loan rates from 7.5% p.a, loan products, SASRA regulatedthe company itselfRead on 2026-09-27
- Unbound SACCO — homepage: loan repayment rate 92%, member satisfaction 88%, savings growth 85%the company itselfRead on 2026-09-27