APA Insurance
Motor Private Insurance
Car insurance
It covers your car against crashes, fire, and theft. It also pays for harm done to others.
Hear when this changes
What to watch out for
- Covers accidental impact damage, fire, theft, and third-party liabilities.
- Includes free windscreen and entertainment system cover up to KES 50,000.
- Offers optional excess protector, loss of use courtesy car, and terrorism extensions.
The details that matter for this kind of plan
- Third-party property limit
- Up to KES 20,000,000
- Free windscreen cover
- Up to KES 50,000
- Towing and recovery limit
- Up to KES 50,000 on reimbursement basis
What if you stop paying?
You pay yearly or in set parts. If you stop paying, your cover ends.
What if you need the money early?
You cannot cash it out. This is insurance protection, not savings.
Who this suits
It could work for you if
You own a private car. You want cover for accident damage, fire, theft, and third-party harm.
Think twice if
You do not own a car. It does not cover normal wear and tear.
Talk to them
- Website: www.apainsurance.org
- Phone: +254 748 664 100
Compared with the others
There are 10 other plans of this kind on the board. See all 11 side by side — what each one leaves you with, and which of them will not say.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“Third-Party Property Damage Limit Up to Kshs. 20 million”
“Windscreen N/A N/A Free limit up to Kshs. 50,000.00”
Where we got this
- APA Motor Private Insurance Product Pagethe company itselfRead on 2026-08-27