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Branch International

Branch International Kenya

App loan

A loan from an app, from KES 500 up to KES 1,000,000. Branch reads your phone and your record with them to set what you can borrow.

Hear when this changes

The details that matter for this kind of plan

What you can borrow
KES 500 to KES 1,000,000
How long you get
1 to 12 weeks
Yearly rate
22% to 229% APR, set by Branch

What if you stop paying?

Branch can charge you more and report you to a credit bureau. That makes borrowing harder later.

What if you need the money early?

You can pay it back sooner. Branch does not say whether that lowers the charge.

Who this suits

It could work for you if

You want to build a record with one lender and borrow more over time.

Think twice if

You want to know the price before you apply. Branch gives only a range until it makes you an offer.

Talk to them

Compared with the others

There are 3 other plans of this kind on the board. See all 4 side by side — what each one leaves you with, and which of them will not say.

What has changed here

  • 28 August 2026
    • The most you can borrow is now KES 1,000,000, and was not published before

We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.

Where we got this