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Britam Life Assurance

Family Income Plan

Life cover only · Regulated by the RBA

Life cover that pays your family a monthly income instead of one lump sum. The income rises 10% each year.

Hear when this changes

The details that matter for this kind of plan

What it pays
A monthly income to your family, rising 10% a year
Cheapest cover published
From KES 3,000 a month
How long it runs
Up to 20 years
Who can join
18 to 65, covered to 70

How to open this

  • then KES 3,000 a month

What if you stop paying?

The cover can lapse and nothing comes back. This is cover, not savings.

What if you need the money early?

There is nothing to withdraw. It builds up no value.

Who this suits

It could work for you if

Your family would need a monthly income rather than a single payment.

Think twice if

You want money back at the end. If you live through the term you get nothing.

What they tell you

  • What is the smallest amount you can start with?
    KES 3,000.
  • Do they say who regulates them?
    Yes — the RBA. That is who you complain to.

Talk to them

Compared with the others

There are 6 other plans of this kind on the board. See all 7 side by side — what each one leaves you with, and which of them will not say.

Where we got this