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Britam Life Assurance

Whole Life Insurance

Life cover with savings · Regulated by the RBA

Life cover that never runs out, and a payout that grows 3% each year to keep up with prices.

Hear when this changes

The details that matter for this kind of plan

How long it lasts
For life, not a fixed term
What the payout does
Rises 3% a year
Medical tests
Only above KES 15m of cover
How you pay
One payment, or monthly over 10, 15 or 20 years

What if you stop paying?

The page does not say what happens to a plan you stop paying. Ask before you sign.

What if you need the money early?

Britam does not publish a surrender value or say what you would get back.

Who this suits

It could work for you if

You want to leave something behind whenever you die, not only within a set term.

Think twice if

You want to know the price first. Britam publishes no premium and no charges.

What they tell you

  • Do they say who regulates them?
    Yes — the RBA. That is who you complain to.

Talk to them

Compared with the others

There are 4 other plans of this kind on the board. See all 5 side by side — what each one leaves you with, and which of them will not say.

Where we got this