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CIC General Insurance

Family Medisure Medical Cover

Health cover

It helps pay medical bills. It covers hospital stays, care, and medicines for your family.

Hear when this changes

What to watch out for

  • Covers hospital bills, major disease treatments, and inter-county ambulance services.
  • Offers six package tiers from KES 300,000 to KES 5,000,000.
  • Requires pre-existing conditions to be declared and accepted at inception.

The details that matter for this kind of plan

Cover limits
KES 300,000 to KES 5,000,000 across six packages
Major treatments covered
Organ transplants, chemotherapy, radiotherapy, and daycare surgery

What if you stop paying?

You pay yearly or in agreed parts. If you stop paying, your cover ends.

What if you need the money early?

You cannot cash it out. This is insurance, not savings.

Who this suits

It could work for you if

You live in Kenya. You want hospital cover for your family.

Think twice if

You want cover for illness you did not declare. You must pay in full before claims are paid.

Talk to them

Compared with the others

There are 20 other plans of this kind on the board. See all 21 side by side — what each one leaves you with, and which of them will not say.

What the documents actually say

Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.

Where we got this