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CIC General Insurance

Motor Private Insurance

Car insurance

It covers your car for a year, for damage, fire and theft, and for harm you do to other people.

Hear when this changes

What to watch out for

  • The page lists what the policy covers and no figure of any kind.
  • It does not say what you pay towards a claim, which is where most motor policies bite.
  • It does not name the regulator. CIC states its regulator plainly on its investment pages.
  • CIC General Insurance is supervised by the IRA, but you would not learn that here.

The details that matter for this kind of plan

What it covers
Accidental damage, malicious damage, theft, fire, riot and strike, and third party claims

What if you stop paying?

The cover stops. You get nothing back, and driving without cover is against the law.

What if you need the money early?

There is nothing to take out. This is cover, not savings.

Who this suits

It could work for you if

You are happy to ring an agent and be quoted a price over the phone.

Think twice if

You want to compare cost before you call. The page prints no price at all.

Talk to them

Compared with the others

There are 10 other plans of this kind on the board. See all 11 side by side — what each one leaves you with, and which of them will not say.

Where we got this