PesaGuide
← All plans
Enwealth Capital Unit Trust Scheme

Enwealth Money Market Fund

Money market fund · Regulated by the CMA

Grows at
6.38% a year
after their charges

A fund approved by the Capital Markets Authority. You buy units in it and a manager invests the money for you.

Hear when this changes

What it has actually paid

  • 202511.7%
  • May 202511.8%
  • September 202511%
  • October 202511.2%
  • YTD May 202610.55%
  • May 2026 YTD10.55%

After the company's charges, where it publishes both. Past periods are not a promise about future ones.

Try your own numbers
How

If you put in KES 5,000 a month for 5 years

You pay in
KES 300,000
Charges take
KES 17,095
Tax takes
KES 12,580
You'd end up with
KES 354,190
If you stop after 2 years instead

You would have paid in KES 120,000.

They do not publish what you would get back if you stopped early. You would have to ask them.

  • · Based on paying KES 5,000 a month for 5 years.
  • · 15% tax comes off the interest before you get it. They do not say if their rate already allows for it, so we took it off.
  • · The rate is not fixed. It can fall.
  • · Worked out from the company's own published figures.

The details that matter for this kind of plan

Annual management fee
2% + VAT
Current rate
9.88012% as at 2026-08-31
2025 return
11.7% annual effective yield
May 2026 yield
10.55% annual effective yield (YTD)

How to open this

  • Open with KES 100
  • then KES 100 a month
  • your money is 2 working days away

→ How to become a Enwealth Capital Unit Trust Scheme member

What does it cost you?

Yearly charge on your moneythe money you pay in2% a year
Taken off each payment you makethe money you pay inNothing
Charge for taking money outthe money you take outNothing

What if you stop paying?

Nothing is owed. What you have already put in stays invested.

What if you need the money early?

The manager sets the notice and any charge for leaving. This fund does not publish either.

Who this suits

It could work for you if

You want a manager to invest for you and you want to see the rate before committing. Enwealth publishes the annual effective yield on each monthly fact sheet and the current rate on its investor portal.

Think twice if

You want the price first. The fund publishes its annual effective yield monthly on its fact sheets and daily on its investor portal, but the rate is variable and not guaranteed.

What they tell you

  • What do they charge you every year?
    2% a year, taken from the money you pay in.
  • What is taken off the money you pay in?
    Nothing. They state there is no charge here.
  • What is the smallest amount you can start with?
    KES 100.
  • Is the advertised return before or after their charges?
    Before charges. Their fees still come off this.
  • Are all their charges published?
    Yes, every charge they mention has a figure against it.
  • Do they say who regulates them?
    Yes — the CMA. That is who you complain to.

Talk to them

  • Website: enwealth.co.ke
  • If something goes wrong, the CMA is who supervises them.

Compared with the others

There are 24 other plans of this kind on the board. See all 25 side by side — what each one leaves you with, and which of them will not say.

How current is this rate?

The 9.88012% on this page is the rate Enwealth Capital Unit Trust Scheme quoted, as at 2026-08-31 — 2 months old.

your investmen.

What has changed here

  • 8 September 2026
    • The quoted rate is now 9.88012% a year, and was not published before
  • 8 September 2026
    • Yearly charge on your money is now 2% a year, and was not published before
  • 28 August 2026
    • Somebody read the company's own material only a regulator's listing → researched
    • Charge for taking money out is now 0%, and was not published before
    • Taken off each payment you make is now 0%, and was not published before
    • Working days to get your money is now 2 working days, and was not published before
    • Smallest monthly payment is now KES 100, and was not published before
    • Smallest lump sum to start is now KES 100, and was not published before

We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.

What the documents actually say

Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.

Where we got this