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Etica Unit Trust Funds

Etica Fixed Income Fund (USD)

Bond fund · Regulated by the CMA

A fund approved by the Capital Markets Authority. You buy units in it and a manager invests the money for you.

Hear when this changes

The details that matter for this kind of plan

Currency
USD
Initial Fees
NIL
Benchmark
Average 3 months USD Deposit rate for Tier I banks + 0.25% p.a
Min. Investment Amount
USD 100.0
Min. Top-up
USD 50.0
Initial Lock-in period
30 days
Withdrawal Period
Withdrawal paid within 3 working days
Income Distribution
Income published and distributed daily
Investment Risk Profile
Low risk
Custodian
Equity Bank Kenya Ltd
Trustee
Co-operative Bank Kenya Ltd
Fund Manager & Fund Administrator
Etica Capital Ltd
Regulator
Capital Markets Authority

How to open this

→ How to become a Etica Unit Trust Funds member

What does it cost you?

Yearly charge on your moneyyour money2% a year

What if you stop paying?

Nothing is owed. What you have already put in stays invested.

What if you need the money early?

The manager sets the notice and any charge for leaving. This fund does not publish either.

Who this suits

It could work for you if

You want a manager to invest for you and you have checked what this one charges.

Think twice if

You want the price first. Nothing about the charges or the rate is published here.

What they tell you

  • What do they charge you every year?
    2% a year, taken from your money.
  • Are all their charges published?
    Yes, every charge they mention has a figure against it.
  • Do they say who regulates them?
    Yes — the CMA. That is who you complain to.

Talk to them

  • Website: eticacap.com
  • If something goes wrong, the CMA is who supervises them.

Compared with the others

There are 14 other plans of this kind on the board. See all 15 side by side — what each one leaves you with, and which of them will not say.

How current is this rate?

The 6.83% on this page is the rate Etica Unit Trust Funds quoted, as at 2026-08-28 — 2 months old.

The yield Etica showed for this dollar fund on 28 August 2026. A bond fund can lose money in a year when rates ris.

What has changed here

  • 5 September 2026
    • Yearly charge on your money is now 2% a year, and was not published before
  • 28 August 2026
    • Somebody read the company's own material only a regulator's listing → researched
    • The quoted rate is now 6.83% a year, and was not published before

We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.

What the documents actually say

Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.

Where we got this