PesaGuide
← All plans
ICEA LION General Insurance

Home Insurance (Domestic Package)

Home cover

What is this?

It covers your home for a year, in sections you choose. The building, what is inside, portable things, domestic workers, and claims against you.

The details that matter for this kind of plan

What it coversThe building, contents, portable things, domestic workers, and claims against you, in sections you pick
What it costsnot disclosed
What you pay on a claimnot disclosed

What does it cost you?

ICEA LION General Insurance does not publish what it charges. We looked for one charge and found no figure for any of them:

  • · No premium, rate or excess appears on the page.

What if you stop paying?

The cover stops at the end of the year you paid for. Nothing comes back.

What if you need the money early?

There is nothing to take out. This is cover, not savings.

Who this suits

It could work for you if

You like choosing sections, and you are happy to ask for the price.

Think twice if

You want any number before you call. The page describes seven sections and prices none of them.

How openly does this company explain its charges?

EWon't tell you what it costs1 of 7 answered
  • What do they charge you every year?
    This kind of charge does not exist on this product.
  • What is taken off the money you pay in?
    This kind of charge does not exist on this product.
  • What does it cost to get out early?
    There is nothing to cash out, so there is no exit charge.
  • What is the smallest amount you can start with?
    They do not publish a minimum. You have to ask an agent.
  • How long is your money tied up?
    Not applicable to this kind of product.
  • Is the advertised return before or after their charges?
    This kind of product does not advertise a return.
  • Do they warn you the return is not guaranteed?
    This kind of product does not advertise a return.
  • Do they tell you what you get back if you stop early?
    You get whatever your money is worth on the day. There is no schedule.
  • Do they list what is not covered?
    No list of exclusions appears in the sources we checked.
  • Are all their charges published?
    No. 1 charge is mentioned without a figure.
  • Do they say who regulates them?
    They do not say who supervises them.

This grades how openly things are explained, not whether the plan is good or bad. See how we work it out.

Things to know before you sign

  • · The page describes the cover well and publishes no rate, no limit, no excess and no regulator.
  • · ICEA LION General Insurance is supervised by the IRA, but you would not learn that here.

Talk to them

Compared with the others

There is 1 other plan of this kind on the board. See all 2 side by side — what each one leaves you with, and which of them will not say.

Where we got this