Thabiti Life Plan
Life cover with savings · Regulated by the RBA
Life cover that lasts for life, with a payout of KES 1 million to KES 5 million if you die. It also pays a lump sum if you are diagnosed with a serious illness or become permanently disabled.
Hear when this changes
The details that matter for this kind of plan
- Coverage
- KES 1 million to KES 5 million, chosen by you
- Critical illness
- Pays a lump sum for 19 serious conditions up to age 60
- Permanent disability
- Pays a lump sum if you lose both hands, both feet, or are totally paralysed
- Payout
- Tax-free lump sum to your family
What if you stop paying?
The page does not say what happens if you stop paying. Ask before you sign.
What if you need the money early?
No surrender value is published. Ask what you would get back.
Who this suits
You want life cover that lasts for life, not just for a term. You also want cover for serious illness and disability.
You want the cheapest cover. Term life costs less for the same payout.
What they tell you
- Do they say who regulates them?Yes — the RBA. That is who you complain to.
Talk to them
- Website: www.icealion.co.ke
- If something goes wrong, the RBA is who supervises them.
Compared with the others
There are 4 other plans of this kind on the board. See all 5 side by side — what each one leaves you with, and which of them will not say.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“Choose your coverage level from KES 1 million up to KES 5 million.”
Where we got this
- ICEA LION: individual life, education and investment plansthe company itselfRead on 2026-08-28
- ICEA LION Thabiti Life Plan page (HTML snapshot)the company itselfRead on 2026-09-17