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Jubilee Insurance

Motor Private Insurance

Car insurance · Regulated by the IRA

It protects your car against crash damage, fire, and theft. It also covers harm or damage caused to other people and their property.

Hear when this changes

What to watch out for

  • Protects private vehicles against accidental damage, fire, theft, and third-party liabilities.
  • Operates as comprehensive cover where all policy sections apply.
  • Premiums and excess limits are set individually in the policy schedule.

The details that matter for this kind of plan

Scope of cover
Comprehensive, Third Party Fire & Theft, and Third Party Only
Pricing method
Quotation based on vehicle schedule

What if you stop paying?

You pay once a year or through financing. If you stop paying, your cover ends.

What if you need the money early?

You cannot cash it out. This is insurance protection, not a savings plan.

Who this suits

It could work for you if

You own a private car and want cover against accidents, theft, and damage to others.

Think twice if

You do not own a car or you only want commercial fleet cover.

What they tell you

  • Do they say who regulates them?
    Yes — the IRA. That is who you complain to.

Talk to them

Compared with the others

There are 10 other plans of this kind on the board. See all 11 side by side — what each one leaves you with, and which of them will not say.

What the documents actually say

Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.

Where we got this