Gold
Global tracker fund · Regulated by the CMA
A basket of shares in gold, bought in dollars through the Ndovu app. You start from USD 100.
Hear when this changes
What it has actually paid
- 202341.94%
- 202425.4%
Before the company's charges. Past periods are not a promise about future ones.
What to watch out for
- The fund is priced in dollars. What you get back in shillings also depends on the exchange rate.
- The 4.5% comes off the money you pay in, before it is invested.
The details that matter for this kind of plan
- Cost to invest
- 4.5% of what you put in
- Smallest amount
- USD 100 to start
- Age of the return
- The year to December 2023
- Taking money out
- Free
- Cheaper if you pay
- 2% on the KES 30,000 plan
How to open this
- Open with USD 100
What does it cost you?
| Taken off each payment you makethe money you pay in | 4.5% |
|---|---|
| Charge for taking money outthe money you take out | Nothing |
What if you stop paying?
Nothing happens. You put money in when you choose to.
What if you need the money early?
You can sell at any time and Ndovu charges nothing for it. You get the price on the day, which may be less than you paid.
Who this suits
You want to own shares abroad and you can leave the money alone for years.
You need the money soon, or you cannot afford a bad year. Share prices fall as well as rise.
What they tell you
- What is the smallest amount you can start with?KES 100.
- Do they say who regulates them?Yes — the CMA. That is who you complain to.
Talk to them
- Website: www.ndovu.co
- If something goes wrong, the CMA is who supervises them.
Compared with the others
There are 8 other plans of this kind on the board. See all 9 side by side — what each one leaves you with, and which of them will not say.
How current is this rate?
The 41.94% on this page is the rate Ndovu Wealth last declared, as at 2023-12-31 — over 2 years old.
What the fund made in the twelve months to 31 December 2023. Ndovu still shows this figure and has not put up a newer one.
This is the most recent figure Ndovu Wealth publishes, not the most recent figure that exists. Ask them what the current rate is before you decide anything on the strength of it.
What has changed here
- 29 August 2026
- Refiled as a different kind of product etf → global_etf
We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“Gold 25.4% Disclaimer: the returns displayed above were achieved over twelve months (at December 31, 2024) and may vary in the future.”
Ndovu Investment Funds page showing historical returns for twelve months to December 31, 2024the company itselfread 2026-10-08
Where we got this
- Ndovu: investment funds, with the return each made in the twelve months to 31 December 2023the company itselfRead on 2026-10-07
- Ndovu: fee structure, last updated 13 February 2024the company itselfRead on 2026-08-28
- Ndovu Investment Funds page showing historical returns for twelve months to December 31, 2024the company itselfRead on 2026-10-08