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Old Mutual Life Assurance Kenya

Hakika Savings Plan

Savings plan with life cover · Regulated by the RBA

A savings plan with life cover. It pays out at the end of the term, or to your family if you die first.

Hear when this changes

The details that matter for this kind of plan

Ages accepted
Up to 55 at entry

What if you stop paying?

The insurer does not publish what happens if you stop. Ask before you sign.

What if you need the money early?

No surrender value is published. Ask what you would get back.

Who this suits

It could work for you if

You want to save with cover attached and can leave the money for the term.

Think twice if

You may need the money early. Leaving before the end is not priced anywhere.

What they tell you

  • Do they say who regulates them?
    Yes — the RBA. That is who you complain to.

Talk to them

Compared with the others

There are 13 other plans of this kind on the board. See all 14 side by side — what each one leaves you with, and which of them will not say.

Where we got this