Old Mutual General Insurance Kenya
Personal Accident Cover
Accident cover
A year costs
KES 1,282
renewed every year
Cover that pays if an accident kills or disables you. You pick how much cover you want and pay for that.
Hear when this changes
What it costs, option by option
| Option | A year costs | It pays up to | Also |
|---|---|---|---|
| A | KES 1,282 | KES 250,000 | Hospital cash KES 500 a day; temporary disability KES 1,500 |
| B | KES 1,773 | KES 500,000 | Hospital cash KES 1,500; temporary disability KES 8,000 |
| C | KES 2,682 | KES 800,000 | Hospital cash KES 1,500; temporary disability KES 8,000 |
| D | KES 3,591 | KES 1,000,000 | Hospital cash KES 2,000; temporary disability KES 10,000 |
| E | KES 5,605 | KES 2,000,000 | Hospital cash KES 3,000; temporary disability KES 12,500 |
| F | KES 9,407 | KES 3,000,000 | Hospital cash KES 5,000; temporary disability KES 15,000 |
| G | KES 13,144 | KES 5,000,000 | Hospital cash KES 7,000; temporary disability KES 30,000 |
| H | KES 20,180 | KES 8,000,000 | Hospital cash KES 10,000; temporary disability KES 40,000 |
| I | KES 25,228 | KES 10,000,000 | Hospital cash KES 12,000; temporary disability KES 50,000 |
The details that matter for this kind of plan
- What it costs
- From KES 1,282 a year up to KES 25,228, in nine steps
How to open this
- Open with KES 1,282
What does it cost you?
| Taken off each payment you makethe year's cover | KES 1,282 |
|---|
What if you stop paying?
The cover stops at the end of the year you paid for.
What if you need the money early?
Nothing builds up. This is cover you buy each year.
Who this suits
It could work for you if
Your work or travel carries real risk of injury.
Think twice if
You want cover for illness. This pays only for accidents.
What they tell you
- What is the smallest amount you can start with?KES 1,282.
- Are all their charges published?Yes, every charge they mention has a figure against it.
Talk to them
- Website: www.oldmutual.co.ke
Compared with the others
There are 13 other plans of this kind on the board. See all 14 side by side — what each one leaves you with, and which of them will not say.
Where we got this
- Read on 2026-08-28