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Old Mutual Life Assurance Kenya

Term Cover

Life cover only · Regulated by the RBA

Life cover for a set number of years. It pays your family if you die in that time, and nothing if you do not.

Hear when this changes

The details that matter for this kind of plan

How long it runs
From 10 years, covered to 80

What if you stop paying?

The cover can lapse and nothing comes back.

What if you need the money early?

There is nothing to withdraw. This is cover, not savings.

Who this suits

It could work for you if

People depend on your income and you want the most cover for the least money.

Think twice if

You want money back at the end. If you live through the term you get nothing.

What they tell you

  • Do they say who regulates them?
    Yes — the RBA. That is who you complain to.

Talk to them

Compared with the others

There are 6 other plans of this kind on the board. See all 7 side by side — what each one leaves you with, and which of them will not say.

Where we got this