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Pioneer Assurance

Heshima Mpango Poa

Funeral cover

Funeral cover. It pays a lump sum when a member of the family dies.

Hear when this changes

The details that matter for this kind of plan

What it costs
From KES 1,200 a year for someone under 50
How fast it pays
KES 50,000 within 48 hours, the rest on full papers
Waiting period
3 months on natural death, none on accidental
Children
Covered to 18, or 24 if still at school
Who else you can add
Parents and parents-in-law, for more premium

What does it cost you?

Taken off each payment you makethe year's coverKES 1,200

What if you stop paying?

The cover stops. This is cover you renew, not savings.

What if you need the money early?

Nothing builds up and nothing comes back.

Who this suits

It could work for you if

You want a send-off paid for without the family finding the money.

Think twice if

You need cover at once. Natural death is not covered for the first three months.

What they tell you

  • Are all their charges published?
    Yes, every charge they mention has a figure against it.

Talk to them

Compared with the others

There are 6 other plans of this kind on the board. See all 7 side by side — what each one leaves you with, and which of them will not say.

Where we got this