PesaGuide
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Pioneer Assurance

Whole Life

Life cover with savings

Life cover that lasts for life rather than for a set term, with a value that builds inside it.

Hear when this changes

What if you stop paying?

The insurer does not publish what happens if you stop. Ask before you sign.

What if you need the money early?

No surrender value is published. Ask what you would get back.

Who this suits

It could work for you if

You want to leave something behind whenever you die, not only within a term.

Think twice if

You want the cheapest cover. Term life costs less for the same payout.

Talk to them

Compared with the others

There are 4 other plans of this kind on the board. See all 5 side by side — what each one leaves you with, and which of them will not say.

Where we got this