Imarisha Sacco Membership
SACCO membership · Regulated by the SASRA
What is this?
A member-owned co-op. You pay a one-off entry fee and then save as a member. Imarisha is licensed by SASRA to take deposits.
The details that matter for this kind of plan
| Licence | Listed as a deposit-taking SACCO by SASRA for 2026 |
|---|---|
| Joining and returns | Not published in SASRA's licence register |
What does it cost you?
| Taken off each payment you make | KES 360 |
|---|---|
| Admin charge | not disclosed |
| Yearly charge on your money | not disclosed |
- · Imarisha's public pages we read do not publish an ongoing admin/ledger fee.
- · Imarisha's public pages we read do not itemise costs deducted before a surplus is declared.
What if you stop paying?
They do not publish what happens if you stop paying. Ask before you join.
What if you need the money early?
They do not publish when deposits come back or what happens to shares on exit on the pages we read.
Who this suits
You want a SACCO with a simple joining fee and you are ready to save each month.
You need full terms online now. Their site is unclear on share capital and monthly deposit rules.
How openly does this company explain its charges?
- What do they charge you every year?Imarisha's public pages we read do not itemise costs deducted before a surplus is declared.
- What is taken off the money you pay in?KES 360, taken from On joining as per 'Admission into Class A Members'.
- What does it cost to get out early?No exit penalty is printed in the sources we checked.
- What is the smallest amount you can start with?They do not publish a minimum. You have to ask an agent.
- How long is your money tied up?They do not say how long you are tied in.
- Is the advertised return before or after their charges?This product does not advertise a return.
- Do they warn you the return is not guaranteed?This product does not advertise a return.
- Do they tell you what you get back if you stop early?You get whatever your money is worth on the day. There is no schedule.
- Do they list what is not covered?This is not insurance, so there is nothing to exclude.
- Are all their charges published?No. 2 charges are mentioned without a figure.
- Do they say who regulates them?Yes — the SASRA. That is who you complain to.
This grades how openly things are explained, not whether the plan is good or bad. See how we work it out.
Things to know before you sign
- · SASRA lists this society as licensed for deposit-taking business in 2026. It does not publish the membership terms or declared return.
Talk to them
- If something goes wrong, the SASRA is who supervises them.
Compared with the others
There are 17 other plans of this kind on the board. See all 18 side by side — what each one leaves you with, and which of them will not say.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“Admission into Class A Members An applicant shall be admitted as a Class A member upon payment of the following fees (which might change from time to time). Entrance fee of Ksh 360.”
Where we got this
- Imarisha Sacco — Become a member pagethe company itselfRead on 2026-08-22
- Read on 2026-08-20