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Sanlam Allianz Life Assurance

360 Student Cover

Accident cover · Regulated by the IRA

Accident cover for a school pupil, at KES 1,000 a year. It pays for injury, hospital bills, dental work and an ambulance.

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The details that matter for this kind of plan

What it costs
KES 1,000 a year
If a student dies in an accident
KES 100,000
Permanent disability
KES 100,000
Medical bills after an accident
KES 50,000
Dental, and artificial limbs
KES 20,000 each
Ambulance
Covered, up to two evacuations

What does it cost you?

Taken off each payment you makethe year's coverKES 1,000

What if you stop paying?

The cover stops at the end of the year you paid for.

What if you need the money early?

Nothing builds up. This is cover you buy each year.

Who this suits

It could work for you if

You want your child covered at school for a small fixed sum.

Think twice if

You want cover for illness. This one pays for accidents.

What they tell you

  • Are all their charges published?
    Yes, every charge they mention has a figure against it.
  • Do they say who regulates them?
    Yes — the IRA. That is who you complain to.

Talk to them

Compared with the others

There are 13 other plans of this kind on the board. See all 14 side by side — what each one leaves you with, and which of them will not say.

Where we got this