Sanlam Allianz Life Assurance
Flexi Hela
Funeral cover · Regulated by the IRA
Funeral cover for a whole family. Each person has their own limit, and children under ten are covered for less.
Hear when this changes
How the options differ
| Option | It pays up to | Also |
|---|---|---|
| You | KES 500,000 | Ages 18 to 85 |
| Your spouse | KES 500,000 | Ages 18 to 85 |
| A child | KES 200,000 | From birth to 20. Under 10 the limit is KES 100,000 |
| A parent | KES 200,000 | Ages 18 to 85 |
| Wider family | KES 200,000 | From birth to 85 |
The details that matter for this kind of plan
- Ages accepted
- 18 to 85 for adults; children from birth to 20
What if you stop paying?
The cover stops. This is cover you renew, not savings.
What if you need the money early?
Nothing builds up and nothing comes back.
Who this suits
It could work for you if
You want one policy for the whole family. Parents, children and grandparents too.
Think twice if
You need a large payout for a young child. Under ten the limit is halved.
What they tell you
- Do they say who regulates them?Yes — the IRA. That is who you complain to.
Talk to them
- Website: ke.sanlamallianz.com
- If something goes wrong, the IRA is who supervises them.
Compared with the others
There are 6 other plans of this kind on the board. See all 7 side by side — what each one leaves you with, and which of them will not say.
Where we got this
- Sanlam Allianz: Flexi Hela, cover per life and age limitsthe company itselfRead on 2026-10-07