Call Deposit Account
Bank savings account
An on-call savings account. Your money earns a return and stays available.
Hear when this changes
The details that matter for this kind of plan
- Access
- Funds available on demand; no notice required to liquidate to a current or savings account
- Rate publication
- Rate pegged on prevailing market rates; bank does not publish a table of rates
How to open this
- Open with KES 20,000
What does it cost you?
| Admin chargemonthly fee | Nothing |
|---|---|
| Taken off each payment you makeyour deposits. Nothing is taken off the money you pay in — this account's charges are monthly and per transaction, and are listed above | Nothing |
What if you stop paying?
You can leave the balance to earn interest. There is no monthly fee.
What if you need the money early?
You can move money any time without notice. Any cash-handling fees are in the bank’s tariff.
Who this suits
You want access to your cash with no notice and no monthly fee.
You want a fixed rate for a set term. Stanbic does not publish a public rate table for this account.
What they tell you
- What is taken off the money you pay in?Nothing. They state there is no charge here.
- What is the smallest amount you can start with?KES 20,000.
- Are all their charges published?Yes, every charge they mention has a figure against it.
Talk to them
- Website: www.stanbicbank.co.ke
Compared with the others
There are 25 other plans of this kind on the board. See all 26 side by side — what each one leaves you with, and which of them will not say.
What has changed here
- 28 August 2026
- Taken off each payment you make is now 0%, and was not published before
We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“An initial deposit of Kes. 20,000 is required or its forex equivalent”
“Funds available on demand and no notice required for liquidation to current or savings accounts”
“No monthly fee charged”
“Qualifying interest / Interest | 15% | 15% | Final for individuals (from financial institutions listed in the Income Tax Act)”
Where we got this
- Stanbic_Call Deposits Account_Factsheet (PDF)the company itselfRead on 2026-08-22
- Call deposit account | Stanbic Bank Kenyathe company itselfRead on 2026-08-22
- KRA: Withholding Tax – Qualifying interest 15%the regulatorRead on 2026-08-22