DTB Prime USD/EUR/GBP Savings Account
Bank savings account · Regulated by the CMA
What is this?
A foreign-currency savings account in USD, EUR or GBP. USD balances earn interest; DTB does not post the rate online.
The details that matter for this kind of plan
| Opening amount | Nil |
|---|---|
| Minimum balance | Nil |
| Currencies | USD, EUR, GBP |
| Rate structure | USD account has tiered interest; exact rates not published. |
What does it cost you?
| Admin charge | Nothing |
|---|---|
| Admin charge | 0.5% |
What if you stop paying?
There is no monthly fee. You only pay when you use a charged service.
What if you need the money early?
You can withdraw any time. Cash handling is 0.5% on amounts from 5,000 in USD, EUR or GBP.
Who this suits
You save or receive money in USD, EUR or GBP and want a simple account.
You need a posted rate or you mainly spend in Kenya shillings.
How openly does this company explain its charges?
- What do they charge you every year?No yearly charge is printed in the sources we checked.
- What is taken off the money you pay in?They do not say how much of each payment is taken before it is invested.
- What does it cost to get out early?No exit penalty is printed in the sources we checked.
- What is the smallest amount you can start with?They do not publish a minimum. You have to ask an agent.
- How long is your money tied up?They do not say how long you are tied in.
- Is the advertised return before or after their charges?This product does not advertise a return.
- Do they warn you the return is not guaranteed?This kind of product does not advertise a return.
- Do they tell you what you get back if you stop early?You get whatever your money is worth on the day. There is no schedule.
- Do they list what is not covered?This is not insurance, so there is nothing to exclude.
- Are all their charges published?Yes, every charge they mention has a figure against it.
- Do they say who regulates them?Yes — the CMA. That is who you complain to.
This grades how openly things are explained, not whether the plan is good or bad. See how we work it out.
Talk to them
- If something goes wrong, the CMA is who supervises them.
Compared with the others
There are 23 other plans of this kind on the board. See all 24 side by side — what each one leaves you with, and which of them will not say.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“Cash handling fee - 0.5% on amounts equivalent or above 5,000 (USD, GBP or EUR )”
“DTB Explorer Savings Account ... Opening Amount 5,000; Minimum Balance 5,000; Minimum Period 6 months; Maximum Period Unlimited”
“Interest is calculated and credited half yearly. Kindly contact your branch for current rates.”
“Minimum balance - nil”
“Opening amount - nil”
“Tiered interst rate for USD account (Kindly contact your branch for current rates)”
“Qualifying interest / Interest – 15%”
Where we got this
- DTB Prime USD/EUR/GBP Savings Account product pagethe company itselfRead on 2026-08-22
- DTB Products Staff Guide Book v19 compthe company itselfRead on 2026-08-22
- KRA Withholding Tax: Qualifying interest rate 15%the regulatorRead on 2026-08-22